HOOSIC VALLEY RESCUE SQUAD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

SCOTT SAVARIA

Phone

5187536634

Tax Period

2025-01-01 to 2025-12-31

HOOSIC VALLEY RESCUE SQUAD INC, founded in 1959, is a community nonprofit in the Public Safety sector that reported $1.2M in total revenue in fiscal year 2025. Revenue decreased 10% compared to the prior year. Expenses of $1.1M left a modest 11% surplus.

Mission

TO PROVIDE EMERGENCY CARE AND AMBULANCE SERVICES TO THE RESIDENTS OF SCHAGHTICOKE, NEW YORK.

Program Service Accomplishments

Program 1

Expenses: $1,047,663 Revenue: $1,149,656

TO PROVIDE EMERGENCY MEDICAL SERVICES TO THE TOWN OF SCHAGHTICOKE AND THE SURROUNDING AREAS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $22,037

Program Service Revenue $1,143,456

Investment Income $33,727

Other Revenue $0

TOTAL REVENUE $1,199,220

Expense Breakdown

Grants Paid $0

Salaries & Benefits $717,345

Fundraising Expenses $0

Program Expenses $1,047,663

Other Expenses $345,094

TOTAL EXPENSES $1,062,439

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,199,220	$1,330,007	-0.1%
Expenses	$1,062,439	$977,763	+0.1%
Net Income	$136,781	$352,244	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ERNEST BEBERNITZ	VICE CHAIRMA	1.00	Officer Director	$0	$0	$0
ROGER HOLMES	TREASURER	1.00	Officer Director	$0	$0	$0
PAUL KOBERGER	SECRETARY	1.00	Officer Director	$0	$0	$0
DOMINIC PASINELLA	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT SAVARIA	CHAIRMAN	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,199,220	$1,062,439	$1,380,450	$136,781
2024	$1,330,007	$977,763	$1,227,038	$352,244
2023	$1,024,775	$834,799	$874,830	$189,976
2022	$865,303	$726,129	$688,405	$139,174
2021	$783,500	$711,946	$753,688	$71,554
2020	$656,899	$594,953	$672,842	$61,946
2019	$571,657	$599,376	$609,077	$-27,719
2018	$620,932	$583,129	$653,770	$37,803