THE SOCCER CLUB OF CRANFORD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

MARIA CRUZ

Phone

8453048644

Tax Period

2024-07-01 to 2025-06-30

THE SOCCER CLUB OF CRANFORD INC, founded in 1980, is a small nonprofit in the Recreation & Sports sector that reported $679K in total revenue in fiscal year 2024. Expenses of $635K left a modest 7% surplus.

Mission

TO PROVIDE THE YOUTH OF CRANFORD WITH QUALITY TRAINING AND INSTRUCTION IN THE SPORT OF SOCCER, SPONSORING YOUTH SOCCER TEAMS IN ORGANIZED COMPETITION.

Program Service Accomplishments

Program 1

Expenses: $634,565 Revenue: $679,478

PROVIDE OVER 1,000 YOUTH PARTICIPANTS AND OVER 130 COACHES THE OPPORTUNITY TO LEARN, PLAY AND COACH SOCCER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $679,242

Investment Income $236

Other Revenue $0

TOTAL REVENUE $679,478

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $634,565

Other Expenses $634,565

TOTAL EXPENSES $634,565

Year-over-Year Comparison

	2024	2023	Change
Revenue	$679,478	$657,606	+0.0%
Expenses	$634,565	$542,849	+0.2%
Net Income	$44,913	$114,757	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARIA CRUZ	TREASURER	5.00	Director	$0	$0	$0
JASON DEMERA	PRESIDENT	5.00	Director	$0	$0	$0
LAUREN THOMAS	VICE PRESIDENT	5.00	Director	$0	$0	$0
MICHAEL BARRETT	SECRETARY	5.00	Director	$0	$0	$0
TIM WALL	VICE PRESIDENT	5.00	Director	$0	$0	$0
CHRIS GOBBO	VICE PRESIDENT	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$679,478	$634,565	$813,508	$44,913
2024	$657,606	$542,849	$768,595	$114,757
2023	$509,794	$571,705	$653,838	$-61,911
2022	$501,979	$451,530	$715,749	$50,449
2021	$377,578	$266,380	$665,300	$111,198
2020	$224,667	$322,995	$554,102	$-98,328
2019	$439,212	$353,545	$652,430	$85,667