CARDIFF VOLUNTEER FIRE COMPANY 1

EIN: 222504068 Public Safety

EGG HARBOR TWP, NJ

Total Revenue
$48,822
Total Expenses
$80,344
Total Assets
$505,205
Net Assets
$501,831
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1927
Legal Domicile
NJ
Phone
6092776192
Tax Period
2023-01-01 to 2023-12-31

CARDIFF VOLUNTEER FIRE COMPANY 1, founded in 1927, is a micro nonprofit in the Public Safety sector that reported $49K in total revenue in fiscal year 2023. Revenue fell 29% from the prior year — a significant decline worth monitoring. Expenses of $80K exceeded revenue, resulting in a 65% operating deficit.

Mission

Fire Fighting

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $48,806
Program Service Revenue $0
Investment Income $16
Other Revenue $0
TOTAL REVENUE $48,822

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $80,344
Other Expenses $80,344
TOTAL EXPENSES $80,344

Year-over-Year Comparison

2023 2022 Change
Revenue $48,822 $69,039 -0.3%
Expenses $80,344 $96,578 -0.2%
Net Income $-31,522 $-27,539 +0.1%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
4
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
4
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JAMES ARMSTRONG President 0.00
Director
$0 $0 $0
TAMMY NAYLOR Vice President 0.00
Director
$0 $0 $0
SHANE LODER Secretary 0.00
Director
$0 $0 $0
ROBERT WILLIAMS Treasurer 0.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $48,822 $80,344 $505,205 $-31,522
2022 $69,039 $96,578 $540,855 $-27,539
2021 $64,136 $89,809 $572,935 $-25,673
2020 $48,361 $67,294 $603,229 $-18,933
2019 $59,266 $85,007 $626,867 $-25,741
2018 $84,632 $114,323 $657,608 $-29,691
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