PAN AMERICAN SOCIETY FOR CLINICAL VIROLOGY C/O ANA MARIA CARDENAS (EIN 222576146) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

ANA MARIA CARDENAS

Phone

8328602571

Tax Period

2025-01-01 to 2025-12-31

PAN AMERICAN SOCIETY FOR CLINICAL VIROLOGY C/O ANA MARIA CARDENAS, founded in 1985, is a small nonprofit that reported $385K in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. Expenses of $361K left a modest 6% surplus.

Mission

PASCV FOSTERS THE SCIENTIFIC DEVELOPMENT AND MEDICAL PRACTICE OF VIRAL DIAGNOSTIC TESTING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $382,950

Investment Income $1,609

Other Revenue $0

TOTAL REVENUE $384,559

Expense Breakdown

Grants Paid $10,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $214,622

Other Expenses $351,170

TOTAL EXPENSES $361,170

Year-over-Year Comparison

	2025	2024	Change
Revenue	$384,559	$340,142	+0.1%
Expenses	$361,170	$312,926	+0.2%
Net Income	$23,389	$27,216	-0.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BENJAMIN PINSKY	PRESIDENT	10.00	Officer Director	$0	$0	$0
ADRIENNE BAMBACH	PRESIDENT-ELECT	2.00	Officer Director	$0	$0	$0
ESTHER BADADY	PAST-PRESIDENT	1.00	Officer Director	$0	$0	$0
ANA MARIA CARDENAS	SECRETARY/TREASURER	2.00	Officer Director	$0	$0	$0
MEGHAN STAROLIS	COUNCILOR	1.00	Director	$0	$0	$0
LINOJ SAMUEL	COUNCILOR	1.00	Director	$0	$0	$0
HEBA MOSTAFA	COUNCILOR	1.00	Director	$0	$0	$0
ERIN GRAF	COUNCILOR	1.00	Director	$0	$0	$0
CAITLIN OTTO	COUNCILOR	1.00	Director	$0	$0	$0
KENNETH GAVINA	COUNCILOR	1.00	Director	$0	$0	$0
DAVID R HILLYARD	COUNCILOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$384,559	$361,170	$180,168	$23,389
2024	$340,142	$312,926	$156,779	$27,216
2023	$244,142	$280,075	$129,563	$-35,933

PAN AMERICAN SOCIETY FOR CLINICAL VIROLOGY C/O ANA MARIA CARDENAS