RAMTOWN-HOWELL FIRE CO NO2 (EIN 222628970) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1948

Legal Domicile

Principal Officer

MICHAEL BARDSLEY

Phone

7324580222

Tax Period

2024-01-01 to 2024-12-31

RAMTOWN-HOWELL FIRE CO NO2, founded in 1948, is a small nonprofit in the Public Safety sector that reported $121K in total revenue in fiscal year 2024. Revenue fell 35% from the prior year — a significant decline worth monitoring. Net assets of $968K represent 96 months of operating reserves.

Mission

FIREFIGHTING AND FIRE SAFETY EDUCATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,489

Program Service Revenue $0

Investment Income $179

Other Revenue $114,587

TOTAL REVENUE $121,255

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $2,753

Program Expenses $117,709

Other Expenses $125,542

TOTAL EXPENSES $125,542

Year-over-Year Comparison

	2024	2023	Change
Revenue	$121,255	$186,199	-0.3%
Expenses	$125,542	$198,527	-0.4%
Net Income	$-4,287	$-12,328	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,500

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CARLOS ARCOS	ASSISTANT TR	10.00	Officer	$300	$0	$300
MICHAEL BARDSLEY	TREASURER	10.00	Officer	$300	$0	$300
RAYMOND EQUILS	PRESIDENT	10.00	Officer	$300	$0	$300
ROBERT KELLY	SECRETARY	10.00	Officer	$300	$0	$300
SEAN HAYES	VICE PRESIDE	10.00	Officer	$150	$0	$150
STEFAN NIKOLOF	VICE PRESIDE	10.00	Officer	$150	$0	$150

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$121,255	$125,542	$977,381	$-4,287
2023	$186,199	$198,527	$1,044,700	$-12,328
2022	$183,562	$161,498	$1,117,713	$22,064
2021	$180,662	$127,227	$1,154,087	$53,435
2020	$171,619	$151,878	$1,156,898	$19,741
2019	$168,599	$143,830	$1,191,305	$24,769
2018	$161,117	$149,946	$1,266,815	$11,171

RAMTOWN-HOWELL FIRE CO NO2