PAWLING CENTRAL SCHOOL TEACHERS ASSOCIATION BENEFIT TRUST FUND (EIN 222658321) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

CHARLES ACKERMAN JR

Phone

2039493230

Tax Period

2024-07-01 to 2025-06-30

PAWLING CENTRAL SCHOOL TEACHERS ASSOCIATION BENEFIT TRUST FUND, founded in 1984, is a small nonprofit that reported $278K in total revenue in fiscal year 2024. Expenses of $261K left a modest 6% surplus.

Mission

TO PROVIDE DENTAL, VISION AND LEGAL BENEFITS TO MEMBERS AND THEIR DEPENDENTS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $277,712

Investment Income $104

Other Revenue $0

TOTAL REVENUE $277,816

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,025

Fundraising Expenses $0

Program Expenses $260,563

Other Expenses $17,696

TOTAL EXPENSES $260,563

Year-over-Year Comparison

	2024	2023	Change
Revenue	$277,816	$274,372	+0.0%
Expenses	$260,563	$250,819	+0.0%
Net Income	$17,253	$23,553	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$2,025

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHARLES ACKERMAN	CHAIRPERSON	5.25	Director	$575	$0	$575
CHRISTINE CLISBY	TRUSTEE	2.00	Director	$325	$0	$325
DEBRA AHERN	TRUSTEE	2.00	Director	$325	$0	$325
GAIL DOW-GOLDBERG	TRUSTEE	2.00	Director	$200	$0	$200
JENNIFER RABE	TRUSTEE	2.00	Director	$200	$0	$200
JESSICA HATHORN	TRUSTEE	2.00	Director	$200	$0	$200
PAMELA HILDENBRAND	TRUSTEE	1.00	Director	$200	$0	$200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$277,816	$260,563	$277,986	$17,253
2024	$274,372	$250,819	$154,882	$23,553
2023	$278,603	$284,736	$141,116	$-6,133
2022	$256,032	$258,904	$137,226	$-2,872
2021	$260,408	$271,443	$247,240	$-11,035
2020	$255,477	$244,724	$267,422	$10,753
2019	$242,985	$294,940	$133,399	$-51,955
2018	$248,101	$259,057	$284,638	$-10,956

PAWLING CENTRAL SCHOOL TEACHERS ASSOCIATION BENEFIT TRUST FUND