THREE BRIDGES VOLUNTEER FIRE CO

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1927

Legal Domicile

Principal Officer

MATT BYRUM

Phone

9087826113

Tax Period

2023-01-01 to 2023-12-31

THREE BRIDGES VOLUNTEER FIRE CO, founded in 1927, is a small nonprofit that reported $157K in total revenue in fiscal year 2023. The organization ran a surplus of $55K, a strong 35% operating margin.

Mission

TO PROTECT LIFE AND PROPERTY FROM FIRE IN THE READINGTON TOWNSHIP NEW JERSEY COMMUNITY

Program Service Accomplishments

Program 1

Expenses: $62,520 Revenue: $157,257

TO PROTECT LIFE AND PROPERTY FROM FIRE IN THE READINGTON TOWNSHIP NEW JERSY COMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $157,257

Program Service Revenue $0

Investment Income $52

Other Revenue $0

TOTAL REVENUE $157,309

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,685

Program Expenses $62,520

Other Expenses $102,792

TOTAL EXPENSES $102,792

Year-over-Year Comparison

	2023	2022	Change
Revenue	$157,309	$156,049	+0.0%
Expenses	$102,792	$135,969	-0.2%
Net Income	$54,517	$20,080	+1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARTIN	HIRSCHHORN	10.00	Officer	$0	$0	$0
MATT BYRUM	TREASURER	10.00	Officer	$0	$0	$0
KUSH PALL	VICE PRESIDNET	10.00	Officer	$0	$0	$0
NANCY RIGASSIO	SECRETARY	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$157,309	$102,792	$414,083	$54,517
2022	$156,049	$135,969	$359,566	$20,080
2021	$172,792	$132,777	$354,886	$40,015
2020	$150,037	$135,365	$244,945	$14,672