CENTER FOR AGRICULTURAL DEVELOPMEN… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

PHOEBE SCHREINER

Phone

6074332545

Tax Period

2024-05-01 to 2025-04-30

CENTER FOR AGRICULTURAL DEVELOPMENT AND ENTREPRENEURSHIP INC, founded in 1992, is a small nonprofit in the Community Improvement sector that reported $921K in total revenue in fiscal year 2024.

Mission

CADE'S MISSION IS TO INCREASE THE NUMBER AND DIVERSITY OF SUCCESSFUL FARM ENTERPRISES AND RELATED BUSINESSES IN NEW YORK.

Program Service Accomplishments

Program 1

Expenses: $488,751

FARM AND FOOD BUSINESS INCUBATOR AND ACCELERATOR(FFBI/FFBA) CADE'S FFBI, IMPLEMENTED IN PARTNERSHIP WITH SUNY COBLESKILL, CONTRIBUTES TO A THRIVING FARM AND FOOD BUSINESS SECTOR IN NEW YORK STATE...

FARM AND FOOD BUSINESS INCUBATOR AND ACCELERATOR(FFBI/FFBA) CADE'S FFBI, IMPLEMENTED IN PARTNERSHIP WITH SUNY COBLESKILL, CONTRIBUTES TO A THRIVING FARM AND FOOD BUSINESS SECTOR IN NEW YORK STATE, WITH PRIORITY FOR BUSINESSES IN THE MOHAWK VALLEY. THE PROGRAM PROVIDES TECHNICAL ASSISTANCE AND EDUCATIONAL SERVICS TO AGRIBUSINESS ENTREPRENEURS, WITH PRIORITY FOR BEGINNING FARMERS, ON BUSINESS DEVELOPMENT, ACCESS TO CAPITAL, LEGAL STRUCTURING, LABOR, AND OTHER BUSINESS NEEDS. CADE SERVICES ARE DELIVERED THROUGH WORKSHOPS, ONE-TO-ONE CONSULTATIONS, AND INCREASINGLY THROUGH ONLINE EDUCATIONAL INTRUCTION THROUGH CADE'S EXPANDING INTRUCTIONAL VIDEO LIBRARY. FFBA IS A NEWLY ESTABLISHED INITIATIVE OFFERED BY CADE AND SUNY COBLESKILL - DESIGNED TO DELIVER PRODUCT INCUBATION SERVICES TO AGRIBUSINESS ENTREPRENEURS READY TO GROW, EXPAND, OR TRANSITION INTO VALUE-ADDED PRODUCTION. OUR GOAL IS TO ACCELERATE THEIR SUCCESS, ENHANCING THEIR CAPACITY TO IMPACT THE REGION'S AGRICULTURAL ECONOMY AND NEW YORK'S FOOD SYSTEM. PROGRAM FUNDING SOURCES: SUNY COBLESKILL, USDA BFRDP, USDA EWDP, THE SCRIVEN FOUNDATION.

Program 2

Expenses: $54,756

FARMLAND ACCESS IN PARTNERSHIP WITH THE AMERICAN FARMLAND TRUST AND THE SCHOHARIE LAND TRUST, CADE IS WORKING TO CONSERVE FARMLAND AND TRANSITION IT TO THE NEXT GENERATION OF FARMLAND OWNERS AND...

FARMLAND ACCESS IN PARTNERSHIP WITH THE AMERICAN FARMLAND TRUST AND THE SCHOHARIE LAND TRUST, CADE IS WORKING TO CONSERVE FARMLAND AND TRANSITION IT TO THE NEXT GENERATION OF FARMLAND OWNERS AND OPERATORS IN SCHOHARIE AND DELAWARE COUNTIES. PROGRAM FUNDING SOURCES: AFT, SLT, USDA BFRDP

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $886,448

Program Service Revenue $32,514

Investment Income $1,414

Other Revenue $150

TOTAL REVENUE $920,526

Expense Breakdown

Grants Paid $0

Salaries & Benefits $554,060

Fundraising Expenses $0

Program Expenses $810,718

Other Expenses $408,291

TOTAL EXPENSES $962,351

Year-over-Year Comparison

	2024	2023	Change
Revenue	$920,526	$883,331	+0.0%
Expenses	$962,351	$850,605	+0.1%
Net Income	$-41,825	$32,726	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$127,115

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PHOEBE SCHREINER	EXECUTIVE DI	40.00	Officer	$106,441	$20,674	$127,115
JAVIER DIVORATO CPA	MEMBER	1.50	Director	$0	$0	$0
PATRICIA DOPAZO	SECRETARY	1.50	Officer Director	$0	$0	$0
SHANNON FINN	MEMBER	1.50	Director	$0	$0	$0
BONNIE DAILY JD	MEMBER	1.50	Director	$0	$0	$0
CARLOS VALERY JR	VICE CHAIR	1.50	Officer Director	$0	$0	$0
ZAID KURDIEH	MEMBER	1.50	Director	$0	$0	$0
KEN JAFFEE MD	MEMBER	1.50	Director	$0	$0	$0
CARLENA K COCHI FICANO PHD	TREASURER	1.50	Officer Director	$0	$0	$0
JUDY PANGMAN	MEMBER	1.50	Director	$0	$0	$0
ERIN SUMMERLEE	CHAIR	1.50	Officer Director	$0	$0	$0
MADALYN WARREN	MEMBER	1.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$920,526	$962,351	$357,475	$-41,825
2024	$883,331	$850,605	$436,470	$32,726
2023	$759,530	$730,388	$352,323	$29,142
2022	$672,957	$640,822	$226,163	$32,135
2021	$1,010,566	$987,166	$392,430	$23,400
2020	$511,460	$507,485	$171,247	$3,975
2019	$347,180	$354,035	$146,386	$-6,855

CENTER FOR AGRICULTURAL DEVELOPMENT AND ENTREPRENEURSHIP INC