BAIS SHAINDEL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1992

Legal Domicile

Principal Officer

SHLOMO KANAREK

Phone

7323637074

Tax Period

2024-08-01 to 2025-07-31

BAIS SHAINDEL, founded in 1992, is a community nonprofit in the Education sector that reported $7.9M in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

BAIS SHAINDEL IS A RELIGIOUS GIRLS HIGH SCHOOL IN LAKEWOOD, NJ, PROVIDING QUALITY EDUCATION FOR GRADES 9-12.

Program Service Accomplishments

Program 1

Expenses: $7,261,582 Revenue: $6,530,006

TO PROVIDE A QUALITY RELIGIOUS AND SECULAR EDUCATION TO HIGH SCHOOL STUDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $960,438

Program Service Revenue $6,530,006

Investment Income $44,931

Other Revenue $400,515

TOTAL REVENUE $7,935,890

Expense Breakdown

Grants Paid $247,904

Salaries & Benefits $4,505,409

Fundraising Expenses $880

Program Expenses $7,261,582

Other Expenses $2,972,582

TOTAL EXPENSES $7,725,895

Year-over-Year Comparison

	2024	2023	Change
Revenue	$7,935,890	$7,238,694	+0.1%
Expenses	$7,725,895	$6,801,471	+0.1%
Net Income	$209,995	$437,223	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

194

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RAFAEL NAHARI	ADMINISTRATO	18.00	Highest	$111,106	$0	$111,106
HELEN MILLER	PRINCIPAL	22.00	Highest	$108,792	$0	$108,792
ETTA BRANDMAN	SECRETARY	2.00	Director	$0	$0	$0
AVROHOM GINSBERG	TREASURER	2.00	Director	$0	$0	$0
SHLOMO KANAREK	PRESIDENT	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$7,935,890	$7,725,895	$24,154,168	$209,995
2024	$7,238,694	$6,801,471	$23,865,031	$437,223
2023	$12,788,959	$7,591,063	$19,429,822	$5,197,896
2019	$3,278,510	$2,797,065	$3,311,315	$481,445
2018	$2,891,243	$2,842,937	$2,804,274	$48,306