NORTH ANDOVER YOUTH HOCKEY LEAGUE … - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

CHRIS CUMMINGS

Phone

9782737039

Tax Period

2024-06-01 to 2025-05-31

NORTH ANDOVER YOUTH HOCKEY LEAGUE INC, founded in 1970, is a small nonprofit in the Recreation & Sports sector that reported $251K in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year. Expenses of $291K exceeded revenue, resulting in a 16% operating deficit.

Mission

NONE

Program Service Accomplishments

Program 1

Expenses: $282,756 Revenue: $234,048

NORTH ANDOVER YOUTH HOCKEY LEAGUE, INC. IS A NONPROFIT ORGANIZATION THAT PROVIDES SKATING AND INSTRUCTION IN ICE HOCKEY TO APPROXIMATELY 1,100 CHILDREN, INCLUDING SKATING CLINICS, TEAM PRACTICES...

NORTH ANDOVER YOUTH HOCKEY LEAGUE, INC. IS A NONPROFIT ORGANIZATION THAT PROVIDES SKATING AND INSTRUCTION IN ICE HOCKEY TO APPROXIMATELY 1,100 CHILDREN, INCLUDING SKATING CLINICS, TEAM PRACTICES, LEAGUE AND TOURNAMENT PLAY IN THE ANDOVER, MASSACHUSETTS AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $8,000

Program Service Revenue $234,048

Investment Income $7,781

Other Revenue $1,292

TOTAL REVENUE $251,121

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $282,756

Other Expenses $291,225

TOTAL EXPENSES $291,225

Year-over-Year Comparison

	2024	2023	Change
Revenue	$251,121	$301,569	-0.2%
Expenses	$291,225	$278,553	+0.0%
Net Income	$-40,104	$23,016	-2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS CUMMINGS	PRESIDENT	10.00	Officer Director	$0	$0	$0
SCOTT MCADOO	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
ROBERT D'AMBROSIO	TREASURER	10.00	Officer Director	$0	$0	$0
JAY GIBLIN	CLERK	2.00	Officer Director	$0	$0	$0
JOSH BREEDEN	DIRECTOR	2.00	Director	$0	$0	$0
ERIK FRANCIS	DIRECTOR	2.00	Director	$0	$0	$0
KEITH HERY	DIRECTOR	2.00	Director	$0	$0	$0
JASON LAWRENCE	DIRECTOR	2.00	Director	$0	$0	$0
ROBERT LYNCH	DIRECTOR	2.00	Director	$0	$0	$0
SCOTT ZERNERI	DIRECTOR	2.00	Director	$0	$0	$0
JEFF ZOLLA	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$251,121	$291,225	$195,891	$-40,104
2024	$301,569	$278,553	$235,995	$23,016
2023	$294,848	$268,017	$212,979	$26,831
2022	$279,016	$232,318	$186,148	$46,698
2021	$283,176	$216,375	$139,450	$66,801
2020	$219,030	$225,914	$72,649	$-6,884
2019	$265,511	$293,730	$79,533	$-28,219
2018	$317,820	$327,990	$107,752	$-10,170

NORTH ANDOVER YOUTH HOCKEY LEAGUE INC