RINGWOOD CHRISTIAN SCHOOL INC (EIN 223360647) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

NANCY MISASI

Tax Period

2018-07-01 to 2019-06-30

RINGWOOD CHRISTIAN SCHOOL INC, founded in 1990, is a small nonprofit that reported $549K in total revenue in fiscal year 2018. Revenue decreased 9% compared to the prior year. Expenses of $710K exceeded revenue, resulting in a 29% operating deficit.

Mission

SCHOOL - PRE K THRU 8TH GRADE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $246,380

Program Service Revenue $293,098

Investment Income $9,777

Other Revenue $0

TOTAL REVENUE $549,255

Expense Breakdown

Grants Paid $0

Salaries & Benefits $628,636

Fundraising Expenses $0

Program Expenses $710,499

Other Expenses $81,863

TOTAL EXPENSES $710,499

Year-over-Year Comparison

	2018	2017	Change
Revenue	$549,255	$603,179	-0.1%
Expenses	$710,499	$665,631	+0.1%
Net Income	$-161,244	$-62,452	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CRAIG GIBELLO	BOARD MEMBER	0.00	Director	$0	$0	$0
NANCY MISASI	CHAIR OF THE BOARD	0.00	Officer Director	$0	$0	$0
EDWIN GONZALEZ	BOARD MEMBER	0.00	Director	$0	$0	$0
BOB PATERSON	BOARD MEMBER	0.00	Director	$0	$0	$0
DONNA MARIE FURREY	ADMINISTRATOR	50.00	Highest	$82,625	$0	$82,625

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$549,255	$710,499	$195,487	$-161,244
2019	$60,538	$160,725	No data	$-100,187

RINGWOOD CHRISTIAN SCHOOL INC