THE WOMEN'S JEWELRY ASSOCIATION FO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

ANNIE DORESCA

Phone

8454737323

Tax Period

2022-01-01 to 2022-12-31

THE WOMEN'S JEWELRY ASSOCIATION FOUNDATION INC, founded in 1996, is a micro nonprofit in the Arts, Culture & Humanities sector that reported $52K in total revenue in fiscal year 2022. Revenue surged 38% from the prior year, signaling strong growth momentum. The organization ran a surplus of $19K, a strong 36% operating margin.

Mission

TO EMPOWER WOMEN IN THE JEWELRY AND WATCH INDUSTRIES BY PROVIDING EDUCATIONAL OPPORTUNITIES THAT ALLOW WOMEN TO REACH THEIR FULL CAREER POTENTIAL. THE ORGANIZATION OFFERS SEVERAL TYPES OF EDUCATIONAL FINANCIAL AID WHICH ARE FUNDED THROUGH STUDENT SCHOLARSHIPS AND GRANTS PROGRAMS; AS WELL AS GRANTS TO INDIVIDUALS TO GROW THEIR BUSINESS.

Program Service Accomplishments

Program 1

Expenses: $32,831 Revenue: $4,083

THE ORGANIZATION OFFERS SEVERAL TYPES OF EDUCATIONAL FINANCIAL AID WHICH ARE FUNDED THROUGH STUDENT SCHOLARSHIP AND GRANT PROGRAMS; AS WELL AS GRANTS TO INDIVIDUALS TO GROW THEIR BUSINESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $47,902

Program Service Revenue $4,083

Investment Income $0

Other Revenue $0

TOTAL REVENUE $51,985

Expense Breakdown

Grants Paid $32,831

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $32,831

Other Expenses $505

TOTAL EXPENSES $33,336

Year-over-Year Comparison

	2022	2021	Change
Revenue	$51,985	$37,612	+0.4%
Expenses	$33,336	$36,393	-0.1%
Net Income	$18,649	$1,219	+14.3%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GABRIELLE GRAZI	PRESIDENT	10.00	Officer Director	$0	$0	$0
MARIEL DIAZ	TREASURER	5.00	Officer Director	$0	$0	$0
ISABEL CAJULIS	SECRETARY	5.00	Officer Director	$0	$0	$0
JACQUELINE CASSAWAY	FORMER PRESIDENT/EX OFFICI	5.00	Director	$0	$0	$0
LAUREN JOHANSEN	BOARD MEMBER	5.00	Director	$0	$0	$0
AMY LEVINE	BOARD MEMBER	5.00	Director	$0	$0	$0
SUSAN CHANDLER	INTL BOARD PRESIDENT	10.00	Director	$0	$0	$0
SUSANNE SIEGEL	BOARD MEMBER	5.00	Director	$0	$0	$0
SUSAN WHEELER GERAGHTY	BOARD MEMBER	5.00	Director	$0	$0	$0
TIFFANY STEVENS	BOARD MEMBER	5.00	Director	$0	$0	$0
BELIT MEYERS	BOARD MEMBER	5.00	Director	$0	$0	$0
EMILY PONKRATZ	BOARD MEMBER	5.00	Director	$0	$0	$0
BRANDEE DALLOW	BOARD MEMBER	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$51,985	$33,336	$209,663	$18,649
2021	$37,612	$36,393	$195,114	$1,219
2020	$35,664	$66,819	$208,370	$-31,155
2019	$55,121	$71,251	$226,579	$-16,130
2018	$70,168	$75,801	$255,252	$-5,633

THE WOMEN'S JEWELRY ASSOCIATION FOUNDATION INC