TEANECK COMMUNITY CHARTER SCHOOL

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Principal Officer

RALPH GALLO

Tax Period

2024-07-01 to 2025-06-30

TEANECK COMMUNITY CHARTER SCHOOL, founded in 1998, is a mid-sized nonprofit in the Education sector that reported $10.2M in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $9.6M left a modest 5% surplus.

Mission

EDUCATION OF CHILDREN FROM KINDERGARTEN TO EIGHTH GRADE.

Program Service Accomplishments

Program 1

THE SCHOOL SUCCESSFULLY EDUCATED CHILDREN FROM KINDERGARTEN TO THE EIGHTH GRADE. MOST, IF NOT ALL, GO ON TO HIGH SCHOOL AND A GOOD MAJORITY ARE ENROLLED IN VARIOUS COLLEGES THROUGHOUT THE UNITED...

THE SCHOOL SUCCESSFULLY EDUCATED CHILDREN FROM KINDERGARTEN TO THE EIGHTH GRADE. MOST, IF NOT ALL, GO ON TO HIGH SCHOOL AND A GOOD MAJORITY ARE ENROLLED IN VARIOUS COLLEGES THROUGHOUT THE UNITED STATES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,553,089

Program Service Revenue $7,623,709

Investment Income $0

Other Revenue $0

TOTAL REVENUE $10,176,798

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $9,636,293

TOTAL EXPENSES $9,636,293

Year-over-Year Comparison

	2024	2023	Change
Revenue	$10,176,798	$8,953,979	+0.1%
Expenses	$9,636,293	$8,557,644	+0.1%
Net Income	$540,505	$396,335	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

102

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NATALIE LAZU	TRUSTEE	N/A	Director	$0	$0	$0
YVETTE GONZALEZ	ASSISTANT SECRETARY	002.00	Director	$0	$0	$0
JOANNE BECK	SECRETARY	002.00	Director	$0	$0	$0
KEISHA CARTER	VICE PRESIDENT	002.00	Director	$0	$0	$0
JOE AVINO	TRUSTEE	002.00	Director	$0	$0	$0
STACY BEHARRY	TRUSTEE	002.00	Director	$0	$0	$0
ANTHONY MCGILCHRIST	TRUSTEE	002.00	Director	$0	$0	$0
ENID VALLEJO-JUSTE	TREASURER	N/A	Officer	$0	$0	$0
XIOMARA HADNOT	PRESIDENT	002.00	Officer	$0	$0	$0
RALPH GALLO	DIRECTOR	040.00	Highest	$0	$0	$0
SONIA TORRES	PRINCIPAL	040.00	Highest	$0	$0	$0
KRISTINA ANDERS	DIRECTOR	040.00	Highest	$0	$0	$0
LAURA AIELLO-ECKEL	TEACHER	040.00	Highest	$0	$0	$0
GAIL LAZAROFF	TEACHER	040.00	Highest	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$10,176,798	$9,636,293	$17,879,761	$540,505
2024	$8,953,979	$8,557,644	$4,329,487	$396,335
2023	$9,268,223	$8,708,546	$3,880,499	$559,677
2022	$8,442,398	$7,894,904	$3,414,606	$547,494
2021	$7,502,418	$7,107,781	$2,956,346	$394,637