NAIFA NORTH CENTRAL JERSEY A NJ NON PROFIT CORPORATION (EIN 223675963) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

MARY HOLEVINSKI

Phone

7327412887

Tax Period

2022-07-01 to 2023-06-30

NAIFA NORTH CENTRAL JERSEY A NJ NON PROFIT CORPORATION, founded in 1999, is a micro nonprofit that reported $3K in total revenue in fiscal year 2022. Revenue fell 72% from the prior year — a significant decline worth monitoring. Expenses of $37K exceeded revenue, resulting in a 1063% operating deficit.

Mission

TRAINING AND EDUCATION OF INSURANCE AGENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $3,187

Investment Income $0

Other Revenue $0

TOTAL REVENUE $3,187

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $21,141

Other Expenses $37,062

TOTAL EXPENSES $37,062

Year-over-Year Comparison

	2022	2021	Change
Revenue	$3,187	$11,305	-0.7%
Expenses	$37,062	$6,369	+4.8%
Net Income	$-33,875	$4,936	-7.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVE MILAZZO	PRES.	10.00	Officer	$0	$0	$0
MARY HOLEVINSKI	TREASURER	15.00	Officer	$0	$0	$0
GLISSEL JIMENEZ	SECY.	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$3,187	$37,062	$11,324	$-33,875
2023	No data	$11,324	No data	No data
2022	$11,305	$6,369	$45,199	$4,936
2021	$12,249	$6,300	$40,263	$5,949

NAIFA NORTH CENTRAL JERSEY A NJ NON PROFIT CORPORATION