SANDWICH CHAMBER OF COMMERCE INC (EIN 223900406) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

DAVID SAMPSON

Phone

5086810918

Tax Period

2024-10-01 to 2025-09-30

SANDWICH CHAMBER OF COMMERCE INC, founded in 2004, is a small nonprofit in the Community Improvement sector that reported $187K in total revenue in fiscal year 2024. Expenses of $222K exceeded revenue, resulting in a 18% operating deficit.

Mission

TO PROMOTE THE WEALTH AND WELL-BEING OF SANDWICH BUSINESS WHILE PRESERVING OUR TOWN'S NATURAL BEAUTY AND CHARACTER. TOGETHER, WE CAN ACHIEVE MUCH MORE THAN INDIVIDUALLY POSSIBLE: - DEVELOP PARTNERED MARKETING EVENTS WITH LOCAL BUSINESSES - SHARE IDEAS WITH OTHER SMALL BUSINESS OWNERS - CREATE A BUSINESS-TO-BUSINESS NETWORK THAT LEADS TO ADDITIONAL REVENUE - GET TO KNOW THE BUSINESSES AND BUSINESS OWNERS IN YOUR TOWN - WORK WITH NATIONAL TOURISM AGENCIES TO ADVERTISE YOUR BUSINESS - HOST INFORMATIONAL MEETINGS FEATURING BUSINESS EXPERTS FROM THE REGION - OFFER MARKETING ASSISTANCE, INCLUDING BETTER LINKAGE TO LOCAL NEWS/MARKETING CHANNELS - PROVIDE A FORUM WHERE LOCAL BUSINESSES CAN SPEAK OUT ON LOCAL ISSUES AND HAVE AN IMPACT ON COMMUNITY BUSINESS ISSUES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $60,246

Program Service Revenue $74,802

Investment Income $42

Other Revenue $52,307

TOTAL REVENUE $187,397

Expense Breakdown

Grants Paid $0

Salaries & Benefits $78,010

Fundraising Expenses $27,385

Other Expenses $143,714

TOTAL EXPENSES $221,724

Year-over-Year Comparison

	2024	2023	Change
Revenue	$187,397	N/A	N/A
Expenses	$221,724	N/A	N/A
Net Income	$-34,327	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAULA JOHNSON	DIRECTOR	1.00	Director	$0	$0	$0
ERIN CAMERON	SECRETARY	2.00	Officer Director	$0	$0	$0
SAVANNA VAUGHN	DIRECTOR	1.00	Director	$0	$0	$0
MARY CHILDS	DIRECTOR	1.00	Director	$0	$0	$0
CARA CRUPI-DULMAINE	DIRECTOR	1.00	Director	$0	$0	$0
KIM STANFIELD	DIRECTOR	1.00	Director	$0	$0	$0
ADDIE VESTAL	DIRECTOR	1.00	Director	$0	$0	$0
HELENA JONES	DIRECTOR	1.00	Director	$0	$0	$0
DAVID SAMPSON	CHAIRPERSON	2.00	Officer Director	$0	$0	$0
KATE SIMPSON	DIRECTOR	1.00	Director	$0	$0	$0
VICTORIA FERMINO	DIRECTOR	1.00	Director	$0	$0	$0
LEANNE DRAKE	DIRECTOR	1.00	Director	$0	$0	$0
BEVERLY COMEAU	VICE CHAIR	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$187,397	$221,724	$301,687	$-34,327
2022	$1,219	No data	$418,389	No data
2022	$198,780	$202,156	$425,657	$-3,376
2021	$157,012	$152,165	$427,553	$4,847
2020	$125,568	$158,337	$424,193	$-32,769
2019	$178,521	$183,989	$401,933	$-5,468
2018	$202,168	$205,890	$408,558	$-3,722

SANDWICH CHAMBER OF COMMERCE INC