UNITED WAY OF BERGEN COUNTY

EIN: 226028959 501(c)(3)

PARAMUS, NJ

Total Revenue
$13,776,032
Total Expenses
$13,861,622
Total Assets
$31,890,555
Net Assets
$24,061,970
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1962
Legal Domicile
NJ
Principal Officer
THOMAS TORONTO
Phone
2012914050
Tax Period
2024-04-01 to 2025-03-31

UNITED WAY OF BERGEN COUNTY, founded in 1962, is a mid-sized nonprofit that reported $13.8M in total revenue in fiscal year 2024. Revenue decreased 5% compared to the prior year.

Mission

THE MISSION OF BERGEN COUNTY'S UNITED WAY IS TO CONNECT COMMUNITY MEMBERS IN NEED WITH RESOURCES THROUGH NJ211, TO STABILIZE FAMILIES ON THE VERGE OF LOSING THEIR HOUSING THROUGH THE COMPASSION FUND AND TO DEVELOP AFFORDABLE HOUSING FOR SENIORS, VETERANS, FAMILIES AND ADULTS WITH DEVELOPMENTAL DISABILITIES.

Program Service Accomplishments

Program 1
Expenses: $12,297,635

UWBC PROCESSES SEVERAL WORKPLACE GIVING CAMPAIGNS. AS PART OF THIS WORKPLACE, GIVING EMPLOYEES CAN CHOOSE TO DESIGNATE THEIR DONATION TO AN ORGANIZATION THAT HAS BEEN DETERMINED TO BE AN IRS APPROVED...

Read more

UWBC PROCESSES SEVERAL WORKPLACE GIVING CAMPAIGNS. AS PART OF THIS WORKPLACE, GIVING EMPLOYEES CAN CHOOSE TO DESIGNATE THEIR DONATION TO AN ORGANIZATION THAT HAS BEEN DETERMINED TO BE AN IRS APPROVED 501(C)(3) ORGANIZATION.

Program 2
Expenses: $592,540 Revenue: $251,246

AFFORDABLE HOUSING BERGEN COUNTY'S UNITED WAY WORKS TO ADDRESS THE AFFORDABLE HOUSING CRISIS IN NORTHERN AND CENTRAL NEW JERSEY BY BUILDING SAFE AND AFFORDABLE HOUSING FOR SENIORS, VETERANS, WORKING...

Read more

AFFORDABLE HOUSING BERGEN COUNTY'S UNITED WAY WORKS TO ADDRESS THE AFFORDABLE HOUSING CRISIS IN NORTHERN AND CENTRAL NEW JERSEY BY BUILDING SAFE AND AFFORDABLE HOUSING FOR SENIORS, VETERANS, WORKING FAMILIES AND ADULTS WITH DISABILITIES (I.E., DOWN SYNDROME, AUTISM, AND MULTIPLE SCLEROSIS). THE ORGANIZATION MANAGES ALL ASPECTS OF DEVELOPMENT FROM SITE ACQUISITION AND FINANCING TO CONSTRUCTION AND SERVICE COORDINATION. BERGEN COUNTY'S UNITED WAY HAS BUILT 47 AFFORDABLE HOUSING PROJECTS THESE PROJECTS SERVE OVER 1,100 SENIORS, FAMILIES AND ADULTS WITH DEVELOPMENTAL DISABILITIES EACH DAY. ANOTHER 8 DEVELOPMENTS ARE UNDER CONSTRUCTION.

Program 3
Expenses: $53,111

NJ211 BERGEN COUNTY'S UNITED WAY PROVIDES OVERSIGHT OF THE NATIONALLY ACCREDITED NJ211 INFORMATION AND REFERRAL SYSTEM. ACCESS TO NJ211 IS FREE, CONFIDENTIAL, MULTILINGUAL, AND ALWAYS OPEN. NJ211...

Read more

NJ211 BERGEN COUNTY'S UNITED WAY PROVIDES OVERSIGHT OF THE NATIONALLY ACCREDITED NJ211 INFORMATION AND REFERRAL SYSTEM. ACCESS TO NJ211 IS FREE, CONFIDENTIAL, MULTILINGUAL, AND ALWAYS OPEN. NJ211 CONNECTS THESE CALLERS TO ITS NETWORK OF OVER 2100 AGENCIES THAT PROVIDE MORE THAN 5,900 SERVICES SUCH AS MENTAL HEALTH COUNSELING, FOOD ASSISTANCE AND HOMELESSNESS PREVENTION. IN 2024, NJ211 HELPED OVER 382,000 PEOPLE FIND HEALTH AND HUMAN SERVICE RESOURCES IN LOCAL COMMUNITIES THROUGHOUT NEW JERSEY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $13,312,624
Program Service Revenue $251,246
Investment Income $79,349
Other Revenue $132,813
TOTAL REVENUE $13,776,032

Expense Breakdown

Grants Paid $12,462,411
Salaries & Benefits $922,279
Fundraising Expenses $332,670
Program Expenses $12,943,286
Other Expenses $476,932
TOTAL EXPENSES $13,861,622

Year-over-Year Comparison

2024 2023 Change
Revenue $13,776,032 $14,502,006 -0.1%
Expenses $13,861,622 $14,501,739 0.0%
Net Income $-85,590 $267 -321.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
11
Independent Members
10
Employees
15
Volunteers
11

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$217,860
Total Directors
12
$217,860
Key Employees
0
$0
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
THOMAS TORONTO PRESIDENT & CEO 37.50
Officer Director
$190,480 $27,380 $217,860
CAROL LOWDEN CONTROLLER 37.50
Highest
$106,262 $28,774 $135,036
GINA NICOLETTI-GILSENAN CHIEF DEVELOPMENT OFFICER 37.50
Highest
$102,001 $22,414 $124,415
PETER J INGRASCI CHAIR 1.50
Officer Director
$0 $0 $0
JOSEPH M HEALY VICE CHAIR, THRU 12/24 1.50
Officer Director
$0 $0 $0
VALERIE A REARDON TREASURER 1.50
Officer Director
$0 $0 $0
GREGORY C DUNLAP BOARD MEMBER 1.00
Director
$0 $0 $0
JAMES E HEALEY CPA BOARD MEMBER 1.00
Director
$0 $0 $0
KEN FINNERTY BOARD MEMBER 1.00
Director
$0 $0 $0
REVEREND RICHARD S HONG BOARD MEMBER 1.00
Director
$0 $0 $0
ROBERT J IACULLO BOARD MEMBER 1.00
Director
$0 $0 $0
AMERICO R LISBOANO BOARD MEMBER 1.00
Director
$0 $0 $0
MICHAEL MOLIN BOARD MEMBER 1.00
Director
$0 $0 $0
ALLISON WINTERS BOARD MEMBER 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $13,776,032 $13,861,622 $31,890,555 $-85,590
2024 $14,502,006 $14,501,739 $31,465,618 $267
2023 $14,681,756 $15,366,894 $30,789,392 $-685,138
2022 $16,270,987 $16,132,051 $30,271,619 $138,936
2021 $17,187,459 $17,535,193 $28,139,614 $-347,734
2020 $17,319,946 $17,341,407 $22,947,954 $-21,461
2019 $14,627,624 $14,746,096 $18,606,429 $-118,472
2018 $18,576,762 $18,574,911 $20,177,353 $1,851
Explore More Nonprofits
Top 100 Nonprofits in New Jersey Largest U.S. Nonprofits Best Rated Nonprofits Most Efficient Nonprofits

Compare UNITED WAY OF BERGEN COUNTY with other nonprofits in New Jersey and across the country.