NJ STATE FIREMENS ASSOCIATION HACKENSACK

EIN: 226042978

TOWNSHIP OF WASHINGTON, NJ

Total Revenue
$378,682
Total Expenses
$305,028
Total Assets
$644,721
Net Assets
$644,721
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1905
Legal Domicile
NJ
Principal Officer
CHRISTOPHER COLLOVA
Phone
2018936987
Tax Period
2025-01-01 to 2025-12-31

NJ STATE FIREMENS ASSOCIATION HACKENSACK, founded in 1905, is a small nonprofit that reported $379K in total revenue in fiscal year 2025. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $74K, a strong 19% operating margin.

Mission

Review / vote on applications for financial need, assist firefighters retired firefighters and widows with medical , food, fuel, emergency expenses.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $358,442
Investment Income $20,240
Other Revenue $0
TOTAL REVENUE $378,682

Expense Breakdown

Grants Paid $0
Salaries & Benefits $17,540
Fundraising Expenses $0
Program Expenses $281,350
Other Expenses $249,878
TOTAL EXPENSES $305,028

Year-over-Year Comparison

2025 2024 Change
Revenue $378,682 $305,531 +0.2%
Expenses $305,028 $269,434 +0.1%
Net Income $73,654 $36,097 +1.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
10
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$9,620
Total Directors
0
$0
Key Employees
7
$1,920
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Thomas Freeman Secretary 005.00
Officer
$4,400 $0 $4,400
Chrsitopher Collova Treasurer 005.00
Officer
$4,400 $0 $4,400
Fred Longobardi Trustee N/A
$2,000 $0 $2,000
Clayton Borchard Trustee N/A
$2,000 $0 $2,000
Frank Metzler Trustee N/A
$2,000 $0 $2,000
Charles Deluca President 005.00
Officer
$500 $0 $500
Justin J Derevyanik Representative N/A
Key Emp
$400 $0 $400
Jose M Portacio Representative N/A
Key Emp
$400 $0 $400
Angelo Castronovo Vice President 005.00
Officer
$320 $0 $320
Jason Peterson Representative N/A
Key Emp
$320 $0 $320
Michael Martinelli Representative N/A
Key Emp
$320 $0 $320
Leonard Coyman Representative N/A
Key Emp
$240 $0 $240
Keith G Rosazza Representative N/A
Key Emp
$160 $0 $160
Anthony Riehl Representative N/A
Key Emp
$80 $0 $80
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $378,682 $305,028 $644,721 $73,654
2024 $305,531 $269,434 $571,067 $36,097
2023 $261,951 $235,743 $534,970 $26,208
2022 $225,110 $217,735 $508,762 $7,375
2021 $204,322 $189,475 $501,387 $14,847
2020 $201,605 $168,502 $486,540 $33,103
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