New Jersey State Firemens Assoc-Union

EIN: 226044926

Whitehouse Station, NJ

Total Revenue
$235,642
Total Expenses
$187,370
Total Assets
$1,255,352
Net Assets
$1,255,352
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1910
Legal Domicile
NJ
Principal Officer
Paulo A Lopes
Phone
9082653375
Tax Period
2025-01-01 to 2025-12-31

New Jersey State Firemens Assoc-Union, founded in 1910, is a small nonprofit that reported $236K in total revenue in fiscal year 2025. Revenue decreased 7% compared to the prior year. The organization ran a surplus of $48K, a strong 20% operating margin.

Mission

Assist firefighters and their families in times of need.

Program Service Accomplishments

Program 1
Expenses: $136,790 Revenue: $0

Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their...

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Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their families.

Program 2
Expenses: $21,709 Revenue: $0

Payment of direct financial assistance to firefighters or their widows in time of financial need.

Program 3
Expenses: $8,926 Revenue: $0

Reimbursement of expenses to Delegates and Life Members who attended the annual convention of the NJSFA in Wildwood, NJ.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $183,411
Investment Income $52,231
Other Revenue $0
TOTAL REVENUE $235,642

Expense Breakdown

Grants Paid $0
Salaries & Benefits $19,043
Fundraising Expenses $0
Program Expenses $167,425
Other Expenses $146,618
TOTAL EXPENSES $187,370

Year-over-Year Comparison

2025 2024 Change
Revenue $235,642 $253,928 -0.1%
Expenses $187,370 $193,267 0.0%
Net Income $48,272 $60,661 -0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
13
Independent Members
13
Employees
N/A
Volunteers
230

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$7,780
Total Directors
18
$11,263
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Christopher Steitz President 3.00
Officer
$0 $2,095 $2,095
Joseph Frain Vice President 3.00
Officer
$0 $2,095 $2,095
Matthew Hokanson Secretary 2.50
Officer
$0 $1,495 $1,495
Paulo Lopes Treasurer 3.00
Officer
$0 $2,095 $2,095
Ronald Zelko Representative 1.00
Director
$0 $595 $595
Orlando Guzman Trustee 1.00
Director
$0 $595 $595
Andrew Porter Representative 2.00
Director
$0 $1,076 $1,076
Craig Zusi Trustee 1.00
Director
$0 $476 $476
Daniel Rodriguez Trustee 1.00
Director
$0 $476 $476
James Hannon Trustee 1.00
Director
$0 $476 $476
Daniel Compofelice Representative 1.00
Director
$0 $595 $595
James Chenard Representative 1.00
Director
$0 $357 $357
Ferdinand Pagano Representative 1.00
Director
$0 $476 $476
Gregory Ricciardi Representative 1.00
Director
$0 $595 $595
George Brophy Trustee 3.00
Director
$0 $2,095 $2,095
Alan Srnka Representative 1.00
Director
$0 $476 $476
Matthew Howard Trustee 1.00
Director
$0 $595 $595
Micahel Scanio Representative 1.00
Director
$0 $595 $595
Donald Vitale Trustee 1.00
Director
$0 $476 $476
David Fiore Trustee 1.00
Director
$0 $238 $238
John Fernandes Trustee 1.00
Director
$0 $595 $595
Walter Buerkle Representative 1.00
Director
$0 $476 $476
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $235,642 $187,370 $1,255,352 $48,272
2024 $116,664 $55,978 $1,207,080 $60,686
2023 $105,647 $90,409 $1,146,394 $15,238
2022 $98,684 $82,693 $1,131,156 $15,991
2021 $105,500 $101,946 $1,115,165 $3,554
2020 $114,934 $99,759 $1,111,611 $15,175
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