Camden County Fire Chiefs & Fire Officers Association Inc (EIN 226048477) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Phone

8563746167

Tax Period

2018-01-01 to 2018-12-31

Camden County Fire Chiefs & Fire Officers Association Inc, founded in 1966, is a micro nonprofit in the Public Safety sector that reported $25K in total revenue in fiscal year 2018. Revenue decreased 19% compared to the prior year. Expenses of $86K exceeded revenue, resulting in a 247% operating deficit.

Mission

The organization was formed to improve the communication and cooperation between the various fire companies in Camden County, New Jersey. The organization further serves to educate, train and inform the firefighters of Camden County, NJ and the surrounding communities.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $975

Program Service Revenue $26,490

Investment Income $-2,745

Other Revenue $0

TOTAL REVENUE $24,720

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,900

Fundraising Expenses $0

Program Expenses $72,203

Other Expenses $81,938

TOTAL EXPENSES $85,838

Year-over-Year Comparison

	2018	2017	Change
Revenue	$24,720	$30,640	-0.2%
Expenses	$85,838	$27,228	+2.2%
Net Income	$-61,118	$3,412	-18.9%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,600

Total Directors

$3,600

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Michael Croissette	Treasurer	10.00	Officer Director Highest	$2,400	$0	$2,400
James Mohan	Secretary	5.00	Officer Director Highest	$1,200	$0	$1,200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$24,720	$85,838	$41,318	$-61,118

Camden County Fire Chiefs & Fire Officers Association Inc