WESTFIELD VOLUNTEER RESCUE SQUAD

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1951

Legal Domicile

Principal Officer

CALLIE CAMPBELL

Tax Period

2025-01-01 to 2025-12-31

WESTFIELD VOLUNTEER RESCUE SQUAD, founded in 1951, is a small nonprofit in the Public Safety sector that reported $554K in total revenue in fiscal year 2025. Revenue surged 34% from the prior year, signaling strong growth momentum. The organization ran a surplus of $158K, a strong 29% operating margin.

Mission

THE ORGANIZATION ADMINISTERS EMERGENCY MEDICAL CARE WITHIN THE BOUNDARIES OF WESTFIELD AND PROVIDES EMERGENCY TRANSPORTATION TO LOCAL HOSPITALS.

Program Service Accomplishments

Program 1

Expenses: $338,652

TO PROVIDE FIRST AID, MEDICAL ASSISTANCE AND AMBULATORY SERVICES TO THE TOWN OF WESTFIELD AND NEIGHBORING COMMUNITIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $384,264

Program Service Revenue $0

Investment Income $169,928

Other Revenue $0

TOTAL REVENUE $554,192

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $24,134

Program Expenses $338,652

Other Expenses $395,765

TOTAL EXPENSES $395,765

Year-over-Year Comparison

	2025	2024	Change
Revenue	$554,192	$414,558	+0.3%
Expenses	$395,765	$296,934	+0.3%
Net Income	$158,427	$117,624	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CALLIE CAMPBELL	President	20.00	Officer	$0	$0	$0
PAOLA GIACOMETTI	Vice President	20.00	Officer	$0	$0	$0
TURNER COWLES	Treasurer	20.00	Officer	$0	$0	$0
JESSICA ROMERO	CHIEF	20.00	Officer	$0	$0	$0
JULIAN FAUSTINO	Deputy Chief	20.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$554,192	$395,765	$1,223,589	$158,427
2024	$414,558	$296,934	$1,061,201	$117,624
2023	$276,088	$327,483	$944,313	$-51,395
2022	$245,537	$319,133	$1,158,223	$-73,596
2021	$212,841	$252,420	$1,139,271	$-39,579
2020	$281,382	$304,690	$1,396,491	$-23,308
2020	$256,764	$243,348	$1,122,236	$13,416
2019	$269,041	$228,791	$1,448,115	$40,250
2018	$258,866	$242,331	$1,194,927	$16,535