BAYVILLE VOLUNTEER FIRE COMPANY NO… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

CARL DELCONTE

Phone

7322699071

Tax Period

2024-01-01 to 2024-12-31

BAYVILLE VOLUNTEER FIRE COMPANY NO 1, founded in 1980, is a small nonprofit that reported $234K in total revenue in fiscal year 2024. Revenue surged 56% from the prior year, signaling strong growth momentum.

Mission

TO ASSIST WITH THE PREVENTION OF AND CONTROL OF FIRES AND RELATED EMERGENCIES IN BAYVILLE, NJ

Program Service Accomplishments

Program 1

Expenses: $228,101 Revenue: $72,378

FIRE PROTECTION SERVICES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $26,245

Program Service Revenue $0

Investment Income $33,070

Other Revenue $174,269

TOTAL REVENUE $233,584

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $228,101

Other Expenses $241,974

TOTAL EXPENSES $241,974

Year-over-Year Comparison

	2024	2023	Change
Revenue	$233,584	$150,094	+0.6%
Expenses	$241,974	$139,299	+0.7%
Net Income	$-8,390	$10,795	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES MURRAY	PRESIDENT	1.00	Officer Director	$0	$0	$0
JOSEPH CHESTER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CARL DELCONTE	TREASURER	1.00	Officer Director	$0	$0	$0
ANTONIO NIEVES	SECRETARY	1.00	Officer Director	$0	$0	$0
CRAIG STALOWSKI	FINANCIAL SECRETARY	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$233,584	$241,974	$215,957	$-8,390
2018	$109,382	$112,727	$141,896	$-3,345

BAYVILLE VOLUNTEER FIRE COMPANY NO 1