Trenton Metropolitan Area Local 1020 American Postal Workers Union (EIN 226089710) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

STEVEN DUCKWORTH

Phone

6096317745

Tax Period

2024-01-01 to 2024-12-31

Trenton Metropolitan Area Local 1020 American Postal Workers Union, founded in 1973, is a small nonprofit that reported $288K in total revenue in fiscal year 2024.

Mission

TO ORGANIZE POSTAL WORKERS, SECURE IMPROVED WAGES, HOURS, AND WORKING CONDITIONS THROUGH ORGANIZATION, NEGOTIATION AND COLLECTIVE BARGAINING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $285,723

Investment Income $2,121

Other Revenue $0

TOTAL REVENUE $287,844

Expense Breakdown

Grants Paid $0

Salaries & Benefits $147,682

Fundraising Expenses $0

Other Expenses $145,855

TOTAL EXPENSES $293,537

Year-over-Year Comparison

	2024	2023	Change
Revenue	$287,844	$288,392	0.0%
Expenses	$293,537	$362,883	-0.2%
Net Income	$-5,693	$-74,491	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$41,398

Total Directors

$49,848

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
YATIN PATEL	INFO AND TECHNOLOGY OFFICE	1.00	Director	$2,204	$0	$2,204
JOHN MINOR	MAINTENANCE DIRECTOR	1.00	Director	$10,590	$0	$10,590
TONY NGUYEN	CLERK CRAFT DIRECTOR	1.00	Director	$5,768	$0	$5,768
CHARLES FOERDERER	MAINTENANCE CRAFT DIRECTOR	1.00	Director	$6,412	$0	$6,412
DIAMOND YOUNG	INDUSRIAL RELATIONS DIRECT	1.00	Director	$3,525	$0	$3,525
SHERRIE CHAPMAN	HUMAN RELATIONS OFFICER	1.00	Director	$7,224	$0	$7,224
TONY AGRESTI	SGT AT ARMS	1.00	Director	$2,849	$0	$2,849
EMANUEL MURRELL	TRUSTEE	1.00	Director	$3,312	$0	$3,312
SIMONE FIGUEROA	TRUSTEE	1.00	Director	$878	$0	$878
CHRISTINA QUINONEZ	EXECUTIVE SECRETARY	1.00	Director	$3,587	$0	$3,587
TOMER SELA	TRUSTEE	1.00	Director	$3,499	$0	$3,499
STEVEN DUCKWORTH	PRESIDENT	3.00	Officer	$25,187	$0	$25,187
TERRIE BOUCHARD	VICE PRESIDENT	1.00	Officer	$9,523	$0	$9,523
MD MAMUN	TREASURER	1.00	Officer	$6,688	$0	$6,688

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$287,844	$293,537	$278,933	$-5,693
2023	$288,392	$362,883	$289,703	$-74,491
2022	$271,907	$314,084	$363,154	$-42,177
2021	$272,473	$170,930	$400,350	$101,543
2020	$249,096	$163,364	$298,807	$85,732
2019	$235,193	$178,830	$213,075	$56,363
2018	$245,459	$232,669	$156,712	$12,790

Trenton Metropolitan Area Local 1020 American Postal Workers Union