MAIN LINE CHAMBER OF COMMERCE (EIN 230365255) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1933

Legal Domicile

Principal Officer

BERNARD DAGENAIS

Phone

6106876232

Tax Period

2024-07-01 to 2025-06-30

MAIN LINE CHAMBER OF COMMERCE, founded in 1933, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2024.

Mission

SEE PART III LINE 1

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $557,900

Program Service Revenue $806,158

Investment Income $1,042

Other Revenue $4,200

TOTAL REVENUE $1,369,300

Expense Breakdown

Grants Paid $0

Salaries & Benefits $864,498

Fundraising Expenses $0

Other Expenses $534,868

TOTAL EXPENSES $1,399,366

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,369,300	$1,416,625	0.0%
Expenses	$1,399,366	$1,495,405	-0.1%
Net Income	$-30,066	$-78,780	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

225

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$224,633

Total Directors

$224,633

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALEX YANKO	DIRECTOR	0.00	Director	$0	$0	$0
ALYCE SHAW	DIRECTOR	0.00	Director	$0	$0	$0
ANDREW BRENNER	DIRECTOR	0.00	Director	$0	$0	$0
ANTONIA ALLSMAN	DIRECTOR	0.00	Director	$0	$0	$0
BERNARD DAGENAIS	PRESIDENT & CEO	40.00	Officer Director	$215,492	$9,141	$224,633
CAROLYN GORMAN	DIRECTOR	0.00	Director	$0	$0	$0
CHARLES WATERMAN	DIRECTOR	0.00	Director	$0	$0	$0
CHRISTOPHER HANDLEY	DIRECTOR	0.00	Director	$0	$0	$0
DAVE BOLGER	DIRECTOR	0.00	Director	$0	$0	$0
DAVID KRALLE	DIRECTOR	0.00	Director	$0	$0	$0
DEBBIE MCCABE	IMMEDIATE PAST CHAIRMAN	0.00	Officer Director	$0	$0	$0
DEBORAH HONG	DIRECTOR	0.00	Director	$0	$0	$0
DR JOHN WILSON	DIRECTOR	0.00	Director	$0	$0	$0
DR NICOLE STOKES	DIRECTOR	0.00	Director	$0	$0	$0
ELISA FORTE	DIRECTOR	0.00	Director	$0	$0	$0
ERIN BURKE	DIRECTOR	0.00	Director	$0	$0	$0
JARED MERLIE	DIRECTOR	0.00	Director	$0	$0	$0
JON MEYER	SECRETARY	0.00	Officer Director	$0	$0	$0
JUDE ARIJAJE	VICE CHAIRMAN	0.00	Officer Director	$0	$0	$0
KOLEEN CAVANAUGH	DIRECTOR	0.00	Director	$0	$0	$0
KORY COLLINS	DIRECTOR	0.00	Director	$0	$0	$0
LISA HARMON	DIRECTOR	0.00	Director	$0	$0	$0
MINI NAIR	DIRECTOR	0.00	Director	$0	$0	$0
MITCHELL STEAD	DIRECTOR	0.00	Director	$0	$0	$0
NABILA SAJID	DIRECTOR	0.00	Director	$0	$0	$0
PAMELA MCCORMICK	DIRECTOR	0.00	Director	$0	$0	$0
PAUL ROVNER	TREASURER	0.00	Officer Director	$0	$0	$0
PAUL SHARKEY	DIRECTOR	0.00	Director	$0	$0	$0
SAMUEL R ADOLPH	DIRECTOR	0.00	Director	$0	$0	$0
TARA WALSH	DIRECTOR	0.00	Director	$0	$0	$0
TIM CANFIELD	CHAIRMAN	0.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,369,300	$1,399,366	$214,400	$-30,066
2024	$1,416,625	$1,495,405	$233,912	$-78,780
2023	$1,278,481	$1,378,776	$322,993	$-100,295
2022	$1,290,336	$1,232,003	$408,298	$58,333
2021	$1,152,875	$1,147,298	$503,004	$5,577
2020	$1,348,665	$1,382,589	$344,389	$-33,924
2018	$1,386,063	$1,352,594	$219,607	$33,469

MAIN LINE CHAMBER OF COMMERCE