GREATER CHAMBERSBURG CHAMBER OF COMMERCE

EIN: 230465850

CHAMBERSBURG, PA

Total Revenue
$1,241,603
Total Expenses
$1,186,189
Total Assets
$872,058
Net Assets
$718,445
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1911
Legal Domicile
PA
Principal Officer
STEPHEN CHRISTIAN
Phone
7172647101
Tax Period
2024-01-01 to 2024-12-31

GREATER CHAMBERSBURG CHAMBER OF COMMERCE, founded in 1911, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2024. Expenses of $1.2M left a modest 4% surplus.

Mission

TO HELP OUR MEMBERS PROSPER AND TO ENHANCE THE QUALITY OF LIFE IN THE CHAMBERSBURG AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $40,012
Program Service Revenue $1,155,584
Investment Income $45,117
Other Revenue $890
TOTAL REVENUE $1,241,603

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,005,376
Fundraising Expenses $0
Other Expenses $180,813
TOTAL EXPENSES $1,186,189

Year-over-Year Comparison

2024 2023 Change
Revenue $1,241,603 $1,202,091 +0.0%
Expenses $1,186,189 $1,071,875 +0.1%
Net Income $55,414 $130,216 -0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
18
Independent Members
18
Employees
13
Volunteers
60

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
8
$218,444
Total Directors
18
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
BILL KICK CHAIRMAN OF THE BOARD 5.00
Officer Director
$0 $0 $0
DAVID GRANT IMMEDIATE PAST CHAIR 1.00
Officer Director
$0 $0 $0
MELANIE HOFFMAN SECRETARY 2.00
Officer Director
$0 $0 $0
JASON CRIDER TREASURER 1.00
Officer Director
$0 $0 $0
ANGELA QUIGLEY BOARD MEMBER 1.00
Director
$0 $0 $0
VAN GRAY BOARD MEMBER 1.00
Director
$0 $0 $0
CARLA CHRISTIAN BOARD MEMBER 1.00
Director
$0 $0 $0
ADAM DONIUS BOARD MEMBER 1.00
Director
$0 $0 $0
NIKI HINCKLE BOARD MEMBER 1.00
Director
$0 $0 $0
MARK STORY BOARD MEMBER 1.00
Director
$0 $0 $0
ANTHONY BAGLEY BOARD MEMBER 1.00
Director
$0 $0 $0
WESLEY FUGATE BOARD MEMBER 1.00
Director
$0 $0 $0
MONICA SHOEMAKER BOARD MEMBER 1.00
Director
$0 $0 $0
KACIE GELSINGER BOARD MEMBER 1.00
Director
$0 $0 $0
TOM TRGOVAC BOARD MEMBER 1.00
Director
$0 $0 $0
ALEX SHARPE ESQ BOARD MEMBER 1.00
Director
$0 $0 $0
DEREK TAYLOR BOARD MEMBER 1.00
Director
$0 $0 $0
BRIAN ZOELLER BOARD MEMBER 1.00
Director
$0 $0 $0
STEPHEN CHRISTIAN PRESIDENT 40.00
Officer
$202,595 $15,849 $218,444
DAN BAER FOUNDATION PRESIDENT 2.00
Officer
$0 $0 $0
ERIC FOREMAN CADC VICE PRESIDENT 2.00
Officer
$0 $0 $0
JENNA KACZMAREK DCI CHAIR 2.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,241,603 $1,186,189 $872,058 $55,414
2023 $1,202,091 $1,071,875 $806,191 $130,216
2022 $1,081,128 $1,080,106 $680,701 $1,022
2021 $1,205,730 $1,056,102 $742,907 $149,628
2020 $1,036,880 $954,924 $767,853 $81,956
2019 $1,012,191 $1,032,848 $659,262 $-20,657
2018 $1,048,856 $975,048 $645,930 $73,808
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