PENNSYLVANIA CREDIT UNION ASSOCIATION

EIN: 230958275

HARRISBURG, PA

Total Revenue
$4,756,465
Total Expenses
$4,669,557
Total Assets
$17,137,050
Net Assets
$14,763,872
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1934
Legal Domicile
PA
Principal Officer
PATRICK CONWAY
Phone
7172343156
Tax Period
2019-01-01 to 2019-12-31

PENNSYLVANIA CREDIT UNION ASSOCIATION, founded in 1934, is a community nonprofit that reported $4.8M in total revenue in fiscal year 2019. Revenue decreased 5% compared to the prior year. Net assets of $14.8M represent 37 months of operating reserves.

Mission

PCUA PROVIDES ADVOCACY, RESOURCES AND SOLUTIONS FOR MEMBER CREDIT UNIONS

Program Service Accomplishments

Program 1

THE ORGANIZATION PROMOTES ADVOCACY AND PROVIDES LEADERSHIP TO CREDIT UNIONS GOVERNED BY THE NINE PERSON BOARD OF DIRECTORS WHO ARE ELECTED BY AND ARE FROM AFFILIATED CREDIT UNIONS BY ASSET...

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THE ORGANIZATION PROMOTES ADVOCACY AND PROVIDES LEADERSHIP TO CREDIT UNIONS GOVERNED BY THE NINE PERSON BOARD OF DIRECTORS WHO ARE ELECTED BY AND ARE FROM AFFILIATED CREDIT UNIONS BY ASSET CATAGORIES. APPROXIMATELY 76 PERCENT OF PENNSYLVANIA'S CREDIT UNIONS ARE MEMBERS OF THE ASSOCIATION.

Program 2

MEMBERS OF THE ORGANIZATION RECEIVE VARIOUS BENEFITS FROM SERVICES SUCH AS LEGISLATIVE/REGULATORY ADVOCACY, PUBLIC RELATIONS AND COMPLIANCE ASSISTANCE FROM THE ASSOCIATION.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $4,557,901
Investment Income $117,834
Other Revenue $80,730
TOTAL REVENUE $4,756,465

Expense Breakdown

Grants Paid $45,500
Salaries & Benefits $2,912,360
Fundraising Expenses $0
Other Expenses $1,711,697
TOTAL EXPENSES $4,669,557

Year-over-Year Comparison

2019 2018 Change
Revenue $4,756,465 $5,015,607 -0.1%
Expenses $4,669,557 $4,641,729 +0.0%
Net Income $86,908 $373,878 -0.8%
Key Indicators
✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
9
Independent Members
9
Employees
30
Volunteers
132

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
77
$950,556
Total Directors
129
$0
Key Employees
0
$0
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
PATRICK CONWAY PRESIDENT & 40.00
Officer
$549,735 $47,682 $597,417
JOHN DOULGERIS SVP OPERATIO 40.00
Officer
$162,151 $30,875 $193,026
MIKE WISHNOW SVP MARKETIN 40.00
Highest
$161,877 $38,009 $199,886
T FETSKO CONTROLLER/V 40.00
Officer
$144,096 $16,017 $160,113
CHRISTINA MIHALIK SVP GOV RELA 40.00
Highest
$136,273 $14,091 $150,364
RICHARD STIPA CHAIRMAN 1.20
Officer Director
$0 $0 $0
AMEY SCGRIGNOLI VICE CHAIR 1.20
Officer Director
$0 $0 $0
JOSEPH GIMBLE DIRECTOR 1.20
Director
$0 $0 $0
WENDY KINGSLAND DIRECTOR 1.20
Director
$0 $0 $0
PAMALA MOHN DIRECTOR 1.20
Director
$0 $0 $0
JEFF DEBREE DIRECTOR 1.20
Director
$0 $0 $0
TRACI DONAHUE DIRECTOR 1.20
Director
$0 $0 $0
JOHN MURGA DIRECTOR 1.20
Director
$0 $0 $0
JAY REED DIRECTOR 1.20
Director
$0 $0 $0
ALLAN D KING PRESIDENT-AK 1.00
Officer Director
$0 $0 $0
JOSH REOTT VP-AKVC 1.00
Officer
$0 $0 $0
DARLENE J WALKER SECRETARY-AK 1.00
Officer Director
$0 $0 $0
THOMAS J RIGGLE TREASURER-AK 1.00
Officer Director
$0 $0 $0
VICTOR A GIOIOSA JR PRESIDENT-AC 1.00
Officer Director
$0 $0 $0
DAVE KARL VP-AC 1.00
Officer Director
$0 $0 $0
DELORES LEPORE SECRETARY-AC 1.00
Officer Director
$0 $0 $0
LYNETTE HAMM TREASURER-AC 1.00
Officer Director
$0 $0 $0
SHARON LEHMAN DIRECTOR-AC 1.00
Director
$0 $0 $0
RICHARD R THOMAS DIRECTOR-AC 1.00
Director
$0 $0 $0
TIMOTHY WOJTASZEK PRESIDENT-BV 1.00
Officer Director
$0 $0 $0
KASI DEVINNEY VP-BVC 1.00
Officer Director
$0 $0 $0
DAVID WILLEY TREASURER-BV 1.00
Officer Director
$0 $0 $0
SANDY KOWAL RECORDING SE 1.00
Officer Director
$0 $0 $0
SCOTT BRUNNER CORRESP. SEC 1.00
Officer Director
$0 $0 $0
FLORINDA ZBRZEZNY DIRECTOR-BVC 1.00
Director
$0 $0 $0
AARON D KNIESS DIRECTOR-BVC 1.00
Director
$0 $0 $0
JOSEPH FLETCHER PRESIDENT-DC 1.00
Officer Director
$0 $0 $0
SHANNON LYNCH VP-DC 1.00
Officer Director
$0 $0 $0
JOHN SCHMIDT SECRETARY-DC 1.00
Officer Director
$0 $0 $0
RACHAEL MATTIONI TREASURER-DC 1.00
Officer Director
$0 $0 $0
FRANCESCA E VOGEL DIRECTOR-DC 1.00
Director
$0 $0 $0
MICHAEL KAZINSKI DIRECTOR-DC 1.00
Director
$0 $0 $0
ROBERT C MUSZLAY DIRECTOR-DC 1.00
Director
$0 $0 $0
LEE HANGER DIRECTOR-DC 1.00
Director
$0 $0 $0
DENISE KACZMAREK PRESIDENT-EC 1.00
Officer Director
$0 $0 $0
KAREN ALLESSIE VP-EC 1.00
Officer Director
$0 $0 $0
MICHAEL WILLIAMS SECRETARY-EC 1.00
Officer Director
$0 $0 $0
STACEY M HEISER TREASURER-EC 1.00
Officer Director
$0 $0 $0
VALENTINA BUCKEL DIRECTOR-EC 1.00
Director
$0 $0 $0
GRETCHEN A RICKRODE DIRECTOR-EC 1.00
Director
$0 $0 $0
WADE BRINK DIRECTOR-EC 1.00
Director
$0 $0 $0
CHARLENE HEDDERICK DIRECTOR-EC 1.00
Director
$0 $0 $0
LISA LOEPP DIRECTOR-EC 1.00
Director
$0 $0 $0
SUSAN M MAAS DIRECTOR-EC 1.00
Director
$0 $0 $0
SARAH J JOHNSTON PRESIDENT-GC 1.00
Officer Director
$0 $0 $0
AMY LICHWA VP-GC 1.00
Officer Director
$0 $0 $0
LISA RESSLAR SECRETARY-GC 1.00
Officer Director
$0 $0 $0
DONNA BUSH TREASURER-GC 1.00
Officer Director
$0 $0 $0
RENEE JESSEE DIRECTOR-GC 1.00
Director
$0 $0 $0
SUSAN LAWNSON DIRECTOR-GC 1.00
Director
$0 $0 $0
AMANDA WAGNER DIRECTOR-GC 1.00
Director
$0 $0 $0
AMANDA HOPPLE PRESIDENT-HC 1.00
Officer Director
$0 $0 $0
BRANDI KEMPFER VP-HC 1.00
Officer Director
$0 $0 $0
DANA BATTISTINI SECRETARY-HC 1.00
Officer Director
$0 $0 $0
DANIEL WARNER TREASURER-HC 1.00
Officer Director
$0 $0 $0
JEREMY KLINE DIRECTOR-HC 1.00
Director
$0 $0 $0
BARRY C TORREY DIRECTOR-HC 1.00
Director
$0 $0 $0
JANELL BELICIC DIRECTOR-HC 1.00
Director
$0 $0 $0
TONI MONTGOMERY DIRECTOR-HC 1.00
Director
$0 $0 $0
ALEXANDRIA RESETAR DIRECTOR-HC 1.00
Director
$0 $0 $0
KAREN WALKER PRESIDENT-JC 1.00
Officer Director
$0 $0 $0
MARY SUMMITS VP-JC 1.00
Officer Director
$0 $0 $0
KATHY CHURCHEY SECRETARY-JC 1.00
Officer Director
$0 $0 $0
DIANE LOPEZ TREASURER-JC 1.00
Officer Director
$0 $0 $0
SHARON LEHMAN DIRECTOR-JC 1.00
Director
$0 $0 $0
TODD COVER DIRECTOR-JC 1.00
Director
$0 $0 $0
WILLIAM G WEBER DIRECTOR-JC 1.00
Director
$0 $0 $0
SUSAN PHILLIPS PRESIDENT-LV 1.00
Officer Director
$0 $0 $0
ROSEMARIE E KRANTZ BSACS VP-LVC 1.00
Officer Director
$0 $0 $0
SHANNON SCRIBNER SECRETARY-LV 1.00
Officer Director
$0 $0 $0
DONNA FOGEL TREASURER-LV 1.00
Officer Director
$0 $0 $0
GARY LOOMIS PRESIDENT-MV 1.00
Officer Director
$0 $0 $0
JOHN P PATERRA VP-MVC 1.00
Officer Director
$0 $0 $0
CHIP YATES SECRETARY-MV 1.00
Officer Director
$0 $0 $0
WENDY S MYDEN TREASURER-MV 1.00
Officer Director
$0 $0 $0
ALICE BIALON DIRECTOR-MVC 1.00
Director
$0 $0 $0
LAUREN BOWKER DIRECTOR-MVC 1.00
Director
$0 $0 $0
DAN KOMACEK DIRECTOR-MVC 1.00
Director
$0 $0 $0
VINCENT J MARKET PRESIDENT-MC 1.00
Officer Director
$0 $0 $0
DENISE L DAVIS VP-MCC 1.00
Officer Director
$0 $0 $0
DANA DEFILIPPIS SECRETARY-MC 1.00
Officer Director
$0 $0 $0
BRIAN C BISCHOF TREASURER-MC 1.00
Officer Director
$0 $0 $0
STEPHANIE E NEWBERT DIRECTOR-MCC 1.00
Director
$0 $0 $0
LIESEL STROUP DIRECTOR-MCC 1.00
Director
$0 $0 $0
BRENDA RAKER PRESIDENT-NW 1.00
Officer Director
$0 $0 $0
JEFFREY BALESTRINI VP-NWSC 1.00
Officer Director
$0 $0 $0
JANELLE SEIBERT SECRETARY-NW 1.00
Officer Director
$0 $0 $0
KRIS I KAUFFMAN TREASURER-NW 1.00
Officer Director
$0 $0 $0
JEFFREY DEBREE PRESIDENT-NP 1.00
Officer Director
$0 $0 $0
ROBERT KLINKEL VP-NPC 1.00
Officer Director
$0 $0 $0
CAROLE FISCHER SECRETARY-NP 1.00
Officer Director
$0 $0 $0
TRACI DONAHUE TREASURER-NP 1.00
Officer Director
$0 $0 $0
JESSICA BERLEW DIRECTOR-NPC 1.00
Director
$0 $0 $0
JANELLE KACZMAREK DIRECTOR-NPC 1.00
Director
$0 $0 $0
TRACEY CAREY DIRECTOR-NPC 1.00
Director
$0 $0 $0
STACEY HOVAN DIRECTOR-NPC 1.00
Director
$0 $0 $0
JOSEPH LEONARD DIRECTOR-NPC 1.00
Director
$0 $0 $0
CAROLE HUGHES DIRECTOR-NPC 1.00
Director
$0 $0 $0
LOUIS M NARDELLA DIRECTOR-NPC 1.00
Director
$0 $0 $0
CHESTER J BUZZINSKI DIRECTOR-NPC 1.00
Director
$0 $0 $0
LYNETTE Y SMART SECRETARY-PH 1.00
Officer Director
$0 $0 $0
ROBERT PINO DIRECTOR-PHI 1.00
Director
$0 $0 $0
GINNY LAPINSKI DIRECTOR-PHI 1.00
Director
$0 $0 $0
MARYANNE KLEIN DIRECTOR-PHI 1.00
Director
$0 $0 $0
MARIE O'BRIEN PRESIDENT-PI 1.00
Officer Director
$0 $0 $0
DIANE C PETRUCCI VP-PITT C 1.00
Officer Director
$0 $0 $0
DENNIS FERCHAK SECRETARY-PI 1.00
Officer Director
$0 $0 $0
WENDY KINGSLAND TREASURER-PI 1.00
Officer Director
$0 $0 $0
KELLY KILLMEYER DIRECTOR-PIT 1.00
Director
$0 $0 $0
GINA M TATKUS DIRECTOR-PIT 1.00
Director
$0 $0 $0
SCOTT HARPER DIRECTOR-PIT 1.00
Director
$0 $0 $0
MICHAEL VATTER PRESIDENT-SV 1.00
Officer Director
$0 $0 $0
SANDI CARANGI VP-SVC 1.00
Officer Director
$0 $0 $0
DIANNA L CECCHINI SECRETARY-SV 1.00
Officer Director
$0 $0 $0
ALYSIA MCCANDLESS TREASURER-SV 1.00
Officer Director
$0 $0 $0
LYNNE GRIFFITH-SCHALL DIRECTOR-SVC 1.00
Director
$0 $0 $0
RENA SENNETT VP-SC 1.00
Officer Director
$0 $0 $0
ALICE J SWARTZFAGER TREASURER-SC 1.00
Officer Director
$0 $0 $0
KATELYN SMITH PRESIDENT-SU 1.00
Officer Director
$0 $0 $0
KRISTIN THOMAS VP-SUSQ VC 1.00
Officer Director
$0 $0 $0
TERRI MUSHENO SECRETARY-SU 1.00
Officer Director
$0 $0 $0
BARBARA VITOLO TREASURER-SU 1.00
Officer Director
$0 $0 $0
KAREN TEMPESCO DIRECTOR-SUS 1.00
Director
$0 $0 $0
LINDSAY SAUERS DIRECTOR-SUS 1.00
Director
$0 $0 $0
SUE KREIGHBAUM DIRECTOR-SUS 1.00
Director
$0 $0 $0
WILLIAM J BOWKER PRESIDENT-YC 1.00
Officer Director
$0 $0 $0
DEBRA A KAUFFMAN CCUE VP-YC 1.00
Officer Director
$0 $0 $0
NADINE FREET SECRETARY-YC 1.00
Officer Director
$0 $0 $0
JACKIE WINTERS TREASURER-YC 1.00
Officer Director
$0 $0 $0
TARA HOUSER DIRECTOR-YC 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2019 $4,756,465 $4,669,557 $17,137,050 $86,908
2018 $5,015,607 $4,641,729 $16,605,153 $373,878
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