RIVERSIDE CAMPING ASSOCIATION (EIN 231023432) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1931

Legal Domicile

Principal Officer

SANDY HOLSINGER

Phone

7173975698

Tax Period

2025-01-01 to 2025-12-31

RIVERSIDE CAMPING ASSOCIATION, founded in 1931, is a community nonprofit in the Recreation & Sports sector that reported $1.5M in total revenue in fiscal year 2025. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $1.4M left a modest 8% surplus.

Mission

TO MAINTAIN FACILITIES FOR SOCIAL INTERACTION OF MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $86,413

Program Service Revenue $0

Investment Income $182

Other Revenue $1,454,052

TOTAL REVENUE $1,540,647

Expense Breakdown

Grants Paid $225,901

Salaries & Benefits $615,273

Fundraising Expenses $0

Program Expenses $1,392,877

Other Expenses $562,417

TOTAL EXPENSES $1,422,129

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,540,647	$1,339,337	+0.2%
Expenses	$1,422,129	$1,389,878	+0.0%
Net Income	$118,518	$-50,541	-3.3%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LORI PAGAN	PRESIDENT	4	Officer	$0	$0	$0
BRIAN LONG	VICE PRESIDENT	2	Officer	$0	$0	$0
SANDY HOLSINGE	TREASURER	4	Officer	$0	$0	$0
JEREMY YOUNG	FINANCIAL SEC	4	Officer	$0	$0	$0
VANESSA KILBY	SECRETARY	3	Officer	$0	$0	$0
DEANNA WAGNER	MEMBERSHIP OFF	3	Officer	$0	$0	$0
TIM CHRIST	TRUSTEE	2	Director	$0	$0	$0
BARRY KUHNS	TRUSTEE	2	Director	$0	$0	$0
HAROLD RINEER	TRUSTEE	2	Director	$0	$0	$0
DARWIN SMITH	TRUSTEE	2	Director	$0	$0	$0
CARLOS ROA	TRUSTEE	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,540,647	$1,422,129	$1,754,811	$118,518
2024	$1,339,337	$1,389,878	$1,646,683	$-50,541
2023	$1,508,031	$1,409,210	$1,703,746	$98,821
2022	$1,249,704	$991,054	$1,606,106	$258,650
2021	$1,190,999	$882,146	$1,315,552	$308,853
2020	$685,684	$790,034	$1,073,810	$-104,350
2019	$1,065,615	$1,063,596	$1,001,630	$2,019

RIVERSIDE CAMPING ASSOCIATION