GETTYSBURG ADAMS CHAMBER OF COMMER… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1919

Legal Domicile

Principal Officer

CARRIE S STUART

Phone

7173348151

Tax Period

2024-07-01 to 2025-06-30

GETTYSBURG ADAMS CHAMBER OF COMMERCE, founded in 1919, is a small nonprofit that reported $433K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

THE GETTYSBURG ADAMS CHAMBER OF COMMERCE SUPPORTS AND STRENGTHENS OUR MEMBERS AND THE ADAMS COUNTY AREA BY PROMOTING DIVERSE ECONOMIC OPPORTUNITIES THROUGH ADVOCACY, BUILDING RELATIONSHIPS, PROVIDING TIMELY INFORMATION AND DEVELOPING LEADERS FOR THE FUTURE.

Program Service Accomplishments

Program 1

THE GETTYSBURG WINE & MUSIC FESTIVAL WAS CONCEIVED TO HELP SUPPORT THE THEN UP AND COMING WINE INDUSTRY IN PENNSYLVANIA, WHILE OFFERING AN ADDITIONAL VISITOR EXPERIENCE DURING A WEEKEND THAT...

THE GETTYSBURG WINE & MUSIC FESTIVAL WAS CONCEIVED TO HELP SUPPORT THE THEN UP AND COMING WINE INDUSTRY IN PENNSYLVANIA, WHILE OFFERING AN ADDITIONAL VISITOR EXPERIENCE DURING A WEEKEND THAT TRADITIONALLY WAS SLOW FOR THE LOCAL HOTELIERS. THE EVENT PAIRS WINE SAMPLING WITH REGIONAL MUSIC TALENT OF ALL GENRES AND AN EXTENSIVE VARIETY OF FOODS AND VENDORS SELLING THEIR WARES. THE EVENT HAS GROWN TO WHERE NUMEROUS LOCAL HOTELS CREATE SPECIAL PACKAGES FOR GUESTS ATTENDING THE FESTIVAL. WE WORK VERY CLOSELY WITH THE LOCAL FIRE POLICE FOR TRAFFIC CONTROL/PARKING AND WITH THE LOCAL TOUR CENTER, GETTYSBURG TOURS, TO PROVIDE SHUTTLE SERVICE, AS WELL. THE GETTYSBURG WINE & MUSIC FESTIVAL BRINGS OVER 6,500 ATTENDEES, PLUS VENDORS TO THE COMMUNITY, MANY OF WHICH SUPPORT THE LOCAL BUSINESSES DURING THEIR STAY.

Program 2

THE MISSION OF THE GETTYSBURG ADAMS CHAMBER OF COMMERCE IS TO PROMOTE DIVERSE ECONOMIC OPPORTUNITY THROUGH ADVOCACY, NETWORKING AND INFORMATION. THIS IS ACCOMPLISHED THROUGHOUT THE COURSE OF A YEAR BY HOLDING MONTHLY NETWORKING EVENTS, EDUCATIONAL PROGRAMS AND INFORMATIONAL BREAKFASTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $138,677

Program Service Revenue $257,567

Investment Income $0

Other Revenue $36,642

TOTAL REVENUE $432,886

Expense Breakdown

Grants Paid $0

Salaries & Benefits $217,394

Fundraising Expenses $135,817

Other Expenses $229,509

TOTAL EXPENSES $446,903

Year-over-Year Comparison

	2024	2023	Change
Revenue	$432,886	$387,551	+0.1%
Expenses	$446,903	$435,151	+0.0%
Net Income	$-14,017	$-47,600	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$70,000

Total Directors