READING, PA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)READING BERKS SCHOOL EMPLOYEES CREDIT UNION, founded in 1944, is a small nonprofit that reported $447K in total revenue in fiscal year 2024. Net assets of $14.4M represent 387 months of operating reserves.
1. Pay competitive dividends on saving accounts to its members. 2. Provide loans to members at competitive or lower interest rates.
Provide competitive dividends on member's savings accounts.
Provide competitive low interest loans for credit union members
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $446,952 | $446,952 | N/A |
| Expenses | $440,086 | $440,086 | N/A |
| Net Income | $6,866 | $6,866 | N/A |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| STEVEN L HARRIS | PRESIDENT TREASURER | 15 |
Director
Key Emp
Highest
|
$53,996 | $0 | $53,996 |
| SHIRLEY J NUSS | VICE PRESIDENT | 12 |
Officer
Director
Key Emp
|
$39,838 | $0 | $39,838 |
| PATRICIA A SANDS | BOARD MEMBER | 12 |
Director
Key Emp
|
$39,838 | $0 | $39,838 |
| MARILYN SEIDERS | SECRETARY | 10 |
Officer
Director
Key Emp
|
$27,964 | $0 | $27,964 |
| Gina Becker | Clerical | 5 |
Key Emp
|
$5,462 | $0 | $5,462 |
| Kim Didypung | clerical | 8 |
Highest
|
$727 | $0 | $727 |
| JOHN C BOYER | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| ELIZABETH GATTONE | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| JEFFREY GATTONE | BOARD MEMBERS | 1 |
Director
|
$0 | $0 | $0 |
| JOSEPH GODEK | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| SUSAN GODEK | BOARD MEMBER | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $446,952 | $440,086 | $14,423,543 | $6,866 |
| 2023 | $441,421 | $317,521 | $16,194,531 | $123,900 |
| 2022 | $336,982 | $357,192 | $18,780,055 | $-20,210 |
| 2021 | $293,471 | $354,439 | $18,653,725 | $-60,968 |
| 2020 | $388,599 | $423,373 | $17,961,648 | $-34,774 |
| 2019 | $466,176 | $544,634 | $17,573,987 | $-78,458 |
| 2018 | $462,441 | $414,187 | $18,694,136 | $48,254 |
Compare READING BERKS SCHOOL EMPLOYEES CREDIT UNION with other nonprofits in Pennsylvania and across the country.