MONTGOMERY COUNTY ASSOC FOR BLIND

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1951

Legal Domicile

Principal Officer

LAURIE STAPH

Phone

2156619800

Tax Period

2024-01-01 to 2024-12-31

MONTGOMERY COUNTY ASSOC FOR BLIND, founded in 1951, is a small nonprofit that reported $702K in total revenue in fiscal year 2024. Revenue surged 32% from the prior year, signaling strong growth momentum. Expenses of $677K left a modest 3% surplus.

Mission

TO ENHANCE THE QUALITY OF LIFE AND INDEPENDENCE OF PEOPLE COPING WITH BLINDNESS AND VISION IMPAIRMENT THROUGH REHABILITATION, EDUCATION, SUPPORT, AND ADVOCACY.

Program Service Accomplishments

Program 1

Expenses: $245,912 Revenue: $451,403

Janitorial services provided to District 6 PennDot headquarters. This program employed 12 employees, including 10 disabled employees.

Program 2

Expenses: $228,488 Revenue: $400

THE AGENCY PROVIDES A COMPREHENSIVE SET OF SERVICES TO ENHANCE THE INDEPENDENCE AND QUALITY OF LIFE OF PEOPLE COPING WITH BLINDNESS OR VISION IMPAIRMENT THROUGH REHABILITATION, EDUCATION, SUPPORT...

THE AGENCY PROVIDES A COMPREHENSIVE SET OF SERVICES TO ENHANCE THE INDEPENDENCE AND QUALITY OF LIFE OF PEOPLE COPING WITH BLINDNESS OR VISION IMPAIRMENT THROUGH REHABILITATION, EDUCATION, SUPPORT, AND ADVOCACY AND TO WORK TOWARD THE PREVENTION OF BLINDNESS. PROGRAMS PROVIDED UNDER SPECIALIZED SERVICES INCLUDED SUPPORT SERVICES SUCH AS MAIL READING, TRANSPORTATION WITH ESCORT TO MEDICAL APPOINTMENTS, SHOPPING ASSISTANCE AND LIFE SKILLS EDUCATION. SERVICE HOURS ALSO INCLUDE ACCESS TECHNOLOGY, LIFE SKILLS CLASSES, & VOCATIONAL REHAB. THE TOTAL NUMBER OF clients FOR 2024 was 132. TOTAL HOURS FOR ALL OF THESE SERVICES WERE 1865. SOME CLIENTS RECEIVE MORE THAN ONE SERVICE.

Program 3

Expenses: $58,461

PREVENTION OF BLINDNESS SERVICES INCLUDE 4100 SCREENINGS OF CHILDREN, WITH 431 REFERRALS FOR ADDITIONAL FOLLOW-UP SERVICES. POB SERVICES ALSO INCLUDE 3523 children participants in EYE CARE EDUCATION...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $177,940

Program Service Revenue $451,803

Investment Income $69,566

Other Revenue $2,228

TOTAL REVENUE $701,537

Expense Breakdown

Grants Paid $0

Salaries & Benefits $384,597

Fundraising Expenses $19,394

Program Expenses $532,861

Other Expenses $292,587

TOTAL EXPENSES $677,184

Year-over-Year Comparison

	2024	2023	Change
Revenue	$701,537	$531,293	+0.3%
Expenses	$677,184	$595,119	+0.1%
Net Income	$24,353	$-63,826	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$356,022

Total Directors

$219,957

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LAURIE STAPH	CEO	2.00	Officer Director	$0	$33,228	$219,957
nancy black	CFO	2.00	Officer	$0	$31,007	$136,065
Marc Gargano	Director	0.25	Director	$0	$0	$0
DENISE JARRETT	Treasurer	0.25	Officer Director	$0	$0	$0
BRYAN SCHEIDEMANTLE	Vice President	0.25	Officer Director	$0	$0	$0
JACKIE jurenovich	Secretary	0.25	Officer Director	$0	$0	$0
BRENDA OMAN	Director	0.25	Director	$0	$0	$0
KEVIN WILLIS	Director	0.25	Director	$0	$0	$0
MARY STERNTHAL	Director	0.25	Director	$0	$0	$0
mike nashtock	Director	0.25	Director	$0	$0	$0
Cindy Falotico	Chairman	0.25	Officer Director	$0	$0	$0
sarah gibbons	Director	0.25	Director	$0	$0	$0
maureen difeo	Director	0.25	Director	$0	$0	$0
Jeff Stidham	Director	0.25	Director	$0	$0	$0
ATTY MICHAEL BARR	Director	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$701,537	$677,184	$2,445,738	$24,353
2023	$531,293	$595,119	$2,371,787	$-63,826
2022	$1,496,626	$564,062	$2,349,916	$932,564
2021	$560,089	$551,447	$1,647,816	$8,642
2020	$532,780	$627,167	$1,665,102	$-94,387