CHAMBER OF COMMERCE OF GREATER WEST CHESTER INC (EIN 231502662) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

Laurie Ryan

Phone

6106964046

Tax Period

2024-07-01 to 2025-06-30

CHAMBER OF COMMERCE OF GREATER WEST CHESTER INC, founded in 1959, is a small nonprofit that reported $438K in total revenue in fiscal year 2024.

Mission

THE ORGANIZATION WAS FORMED TO PROVIDE LEADERSHIP CONCERNING BUSINESS ISSUES IMPACTING ON THE LOCAL ECONOMY AND QUALITY OF LIFE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $165,218

Program Service Revenue $33,739

Investment Income $5,873

Other Revenue $233,177

TOTAL REVENUE $438,007

Expense Breakdown

Grants Paid $0

Salaries & Benefits $298,357

Fundraising Expenses $0

Other Expenses $153,961

TOTAL EXPENSES $452,318

Year-over-Year Comparison

	2024	2023	Change
Revenue	$438,007	$412,769	+0.1%
Expenses	$452,318	$426,667	+0.1%
Net Income	$-14,311	$-13,898	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

150

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$122,231

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN SEROCK	CHAIRMAN	2.00	Officer Director	$0	$0	$0
MATTHEW TUCKER	VICE CHAIRMAN	2.00	Officer Director	$0	$0	$0
ROBERT CROLL	TREASURER	2.00	Officer Director	$0	$0	$0
TERESA EDGAR	SECRETARY	2.00	Officer Director	$0	$0	$0
DAVID CHRISTOPHER	BOARD MEMBER	1.00	Officer Director	$0	$0	$0
JULIE POTTS	BOARD MEMBER	1.00	Director	$0	$0	$0
CHRISTY ENOCHES COSGROVE	BOARD MEMBER	2.00	Director	$0	$0	$0
MARY LAWRENCE	BOARD MEMBER	1.00	Director	$0	$0	$0
MAGGIE MCINTOSH	BOARD MEMBER	1.00	Director	$0	$0	$0
EVAN LEACH	BOARD MEMBER	1.00	Director	$0	$0	$0
SHANE MCCORMICK	BOARD MEMBER	1.00	Director	$0	$0	$0
ALLISON BARTO	BOARD MEMBER	1.00	Director	$0	$0	$0
SUSAN HAMLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
THOMAS PADULA	BOARD MEMBER	1.00	Director	$0	$0	$0
JENN PASTER DETMER	BOARD MEMBER	1.00	Director	$0	$0	$0
GORDON PRINCE	BOARD MEMBER	1.00	Director	$0	$0	$0
MATT RYBA	BOARD MEMBER	1.00	Director	$0	$0	$0
JACQUELINE SEGAL	BOARD MEMBER	1.00	Director	$0	$0	$0
DAVID CHRISTOPHER	BOARD MEMBER	1.00	Director	$0	$0	$0
KATIE WALKER	PAST PRESIDENT	40.00	Officer	$122,231	$0	$122,231
MICHAEL SENATORE	BOARD MEMBER	1.00	Director	$0	$0	$0
LAURIE RYAN	PRESIDENT	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$438,007	$452,318	$353,728	$-14,311
2024	$412,769	$426,667	$293,153	$-13,898
2023	$311,796	$378,977	$310,135	$-67,181
2022	$455,686	$369,699	$221,186	$85,987
2021	$391,214	$311,770	$181,249	$79,444
2020	$446,468	$494,432	$81,043	$-47,964
2019	$520,181	$535,057	$103,243	$-14,876
2018	$418,646	$496,414	$104,309	$-77,768

CHAMBER OF COMMERCE OF GREATER WEST CHESTER INC