RIDDLEWOOD SWIM CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

ROBERT EMERY

Phone

6103681815

Tax Period

2025-01-01 to 2025-12-31

RIDDLEWOOD SWIM CLUB, founded in 2015, is a small nonprofit in the Recreation & Sports sector that reported $119K in total revenue in fiscal year 2025.

Mission

TO PROVIDE TO ITS MEMBERS, THEIR IMMEDIATE FAMILIES AND GUESTS SWIMMING, RECREATIONAL AND SOCIAL FACILITIES.

Program Service Accomplishments

Program 1

Expenses: $105,189

TO PROVIDE TO ITS MEMBERS, THEIR IMMEDIATE FAMILIES AND GUESTS, SWIMMING, RECREATIONAL AND SOCIAL FACILITIES AND IN FURTHERING THESE PURPOSES TO OWN, MAINTAIN, LEASE AND OPERATE A SWIMMING POOL, CLUB HOUSE AND OTHER NECESSARY PROPERTY UPON HIGH STANDARDS OF MORAL, LEGAL AND EDUCATIONAL NATURE.

Program 2

Expenses: $190

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $90,859

Investment Income $1,584

Other Revenue $26,557

TOTAL REVENUE $119,000

Expense Breakdown

Grants Paid $0

Salaries & Benefits $45,179

Fundraising Expenses $11,939

Program Expenses $115,325

Other Expenses $82,085

TOTAL EXPENSES $127,264

Year-over-Year Comparison

	2025	2024	Change
Revenue	$119,000	$123,046	0.0%
Expenses	$127,264	$131,217	0.0%
Net Income	$-8,264	$-8,171	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$5,800

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT EMERY	TREASURER	N/A	Officer Director	$0	$0	$0
ANDREW NOLAN	BOARD MEMBER	N/A	Director	$0	$0	$0
BRAD THOMAS	BOARD MEMBER	N/A	Director	$0	$0	$0
ELIZABETH BERESFORD	BOARD MEMBER	20.00	Director	$3,000	$0	$3,000
TREY CARTLEDGE	BOARD MEMBER	N/A	Director	$0	$0	$0
GRACE FARBER	PRESIDENT	N/A	Officer Director	$0	$0	$0
CLAYTON THOMAS	BOARD MEMBER	N/A	Director	$0	$0	$0
JOELLE HACIK	BOARD MEMBER	20.00	Director	$2,800	$0	$2,800

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$119,000	$127,264	$56,524	$-8,264
2024	$123,046	$131,217	$65,603	$-8,171
2023	$118,425	$114,319	$72,934	$4,106
2022	$111,788	$97,368	$68,783	$14,420
2021	$128,919	$96,678	$54,348	$32,241
2020	$58,717	$48,795	$22,315	$9,922
2019	$51,833	$72,868	$12,393	$-21,035
2018	$79,677	$68,144	$33,428	$11,533