POTTSVILLE, PA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HIDDEN RIVER CREDIT UNION, founded in 1953, is a mid-sized nonprofit that reported $10.2M in total revenue in fiscal year 2024. Revenue surged 33% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.2M, a strong 21% operating margin.
THE MISSION OF HIDDEN RIVER CREDIT UNION IS TO PROVIDE SERVICE EXCELLENCE AND TO MEET THE FINANCIAL NEEDS OF MEMBERS BY FURNISHING THE WIDEST ARRAY POSSIBLE OF HIGH QUALITY, LOW COST, FINANCIAL PRODUCTS, SERVICES AND INFORMATION. CONSERVATIVE FINANCIAL MANAGEMENT PRACTICES AND FINANCIAL STRENGTH WILL BE THE CORE FROM WHICH THE CREDIT UNION GROWS AND EXECUTES ITS MISSION. THE FOUNDATION OF THE MISSION IS FIRMLY ESTABLISHED IN THE CREDIT UNION PHILOSOPHY OF "PEOPLE HELPING PEOPLE- AND IT IS THE OBJECTIVE OF EVERY MEMBER OF THE BOARD OF DIRECTORS, ALL COMMITTEES, MANAGEMENT AND STAFF.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $10,189,721 | $7,684,692 | +0.3% |
| Expenses | $8,005,696 | $6,539,813 | +0.2% |
| Net Income | $2,184,025 | $1,144,879 | +0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| JOHN MURGA | CEO | 40.00 |
Officer
|
$231,885 | $18,431 | $250,316 |
| LINDA BOLLINGER | SECRETARY | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROBERT CONNELLY | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| CHARLES LANTZ | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| MARY ELLEN SETLOCK | VICE PRESIDE | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| ROBERT STABLUM | TREASURER | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| GERARD WEISS | DIRECTOR | 5.00 |
Director
|
$0 | $0 | $0 |
| GEORGE ZWIEBEL | PRESIDENT | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $10,189,721 | $8,005,696 | $227,648,933 | $2,184,025 |
| 2023 | $7,684,692 | $6,539,813 | $216,081,122 | $1,144,879 |
| 2022 | $5,991,116 | $4,886,644 | $214,507,102 | $1,104,472 |
| 2021 | $5,518,275 | $4,718,119 | $218,259,509 | $800,156 |
| 2020 | $5,752,604 | $5,079,857 | $193,074,746 | $672,747 |
| 2019 | $5,690,641 | $5,087,632 | $162,788,944 | $603,009 |
| 2018 | $4,973,298 | $4,309,832 | $150,924,654 | $663,466 |
Compare HIDDEN RIVER CREDIT UNION with other nonprofits in Pennsylvania and across the country.