RIDLEY TOWNSHIP SWIM CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1957

Legal Domicile

Principal Officer

JEANNE WILLERT-BELLWOAR

Phone

6104611258

Tax Period

2024-11-01 to 2025-10-31

RIDLEY TOWNSHIP SWIM CLUB, founded in 1957, is a small nonprofit that reported $311K in total revenue in fiscal year 2024.

Mission

PROVIDE SWIM CLUB FACILITY FOR ENJOYMENT OF 400 FAMILIES IN THE RIDLEY TOWNSHIP AREA

Program Service Accomplishments

Program 1

Expenses: $324,572 Revenue: $39,629

POOL AND SWIMMING PROGRAMS PROVIDED FOR THE ENJOYMENT OF CLUB MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $270,945

Program Service Revenue $39,629

Investment Income $57

Other Revenue $0

TOTAL REVENUE $310,631

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $324,572

Other Expenses $324,572

TOTAL EXPENSES $324,572

Year-over-Year Comparison

	2024	2023	Change
Revenue	$310,631	$294,435	+0.1%
Expenses	$324,572	$314,181	+0.0%
Net Income	$-13,941	$-19,746	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TIM BECK	VICE-PRESIDE	1.00	Officer Director	$0	$0	$0
PAIGE DIGIACOMO	TREASURER	1.00	Officer Director	$0	$0	$0
ALAYNA MCGRATH	ASSISTANT TR	1.00	Officer Director	$0	$0	$0
ERIN MORITZ	SECRETARY	1.00	Officer Director	$0	$0	$0
JEANNE WILLERT-BELLWOAR	PRESIDENT	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$310,631	$324,572	$313,660	$-13,941
2024	$294,435	$314,181	$327,601	$-19,746
2023	$303,063	$284,261	$347,347	$18,802
2022	$293,475	$309,448	$328,545	$-15,973
2021	$279,220	$246,057	$344,518	$33,163
2020	$172,158	$194,327	$311,355	$-22,169
2019	$255,355	$247,919	$333,524	$7,436
2018	$252,410	$246,880	$326,088	$5,530