TENFOLD

EIN: 231731792 501(c)(3)

LANCASTER, PA

Total Revenue
$7,290,773
Total Expenses
$6,190,297
Total Assets
$12,574,095
Net Assets
$11,553,891
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1968
Legal Domicile
PA
Principal Officer
SHELBY NAUMAN
Phone
7173975182
Tax Period
2024-07-01 to 2025-06-30

TENFOLD, founded in 1968, is a community nonprofit that reported $7.3M in total revenue in fiscal year 2024. Revenue surged 31% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.1M, a strong 15% operating margin.

Mission

TENFOLD SPARKS THE POWER IN ALL PEOPLE TO ACHIEVE EQUITABLE HOUSING AND FINANCIAL SECURITY. WE ARE THE TRUSTED COMMUNITY PARTNER INNOVATIVELY BUILDING WEALTH AND ACHIEVING QUALITY, FAIR AND AFFORDABLE HOUSING FOR ALL, THROUGH PROACTIVE COACHING, EDUCATION, LENDING AND ADVOCACY.

Program Service Accomplishments

Program 1
Expenses: $1,058,662 Revenue: $385,527

THE ANN B. BARSHINGER FINANCIAL EMPOWERMENT CENTER FOR LANCASTER COUNTY PROVIDES COMPREHENSIVE AND INTEGRATED FINANCIAL COUNSELING/COACHING AND EDUCATION SERVICES AND PROGRAMS DESIGNED TO EQUIP...

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THE ANN B. BARSHINGER FINANCIAL EMPOWERMENT CENTER FOR LANCASTER COUNTY PROVIDES COMPREHENSIVE AND INTEGRATED FINANCIAL COUNSELING/COACHING AND EDUCATION SERVICES AND PROGRAMS DESIGNED TO EQUIP LANCASTER HOUSEHOLDS WITH THE KNOWLEDGE AND SKILLS NEEDED TO ACHIEVE SELF-SUFFICIENCY AND BUILD FINANCIAL STABILITY FOR THEIR FUTURE. THE FOLLOWING ARE COMPONENTS OF THE PROGRAM. THE PROGRAM INCLUDES SERVICES IN CONSUMER CREDIT COUNSELING, ASSET DEVELOPMENT, MORTGAGE COUNSELING, PREPURCHASE COUNSELING AND EDUCATION.

Program 2
Expenses: $1,369,546 Revenue: $719,551

THE SUPPORTIVE HOUSING PROGRAM PROVIDES SERVICES TO INDIVIDUALS LIVING IN VARIOUS HOUSING MODELS OWNED BY THE ORGANIZATION. THIS INCLUDES LONG TERM RENTAL HOUSING, SHORT TERM HOUSING, AND PERMANENT...

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THE SUPPORTIVE HOUSING PROGRAM PROVIDES SERVICES TO INDIVIDUALS LIVING IN VARIOUS HOUSING MODELS OWNED BY THE ORGANIZATION. THIS INCLUDES LONG TERM RENTAL HOUSING, SHORT TERM HOUSING, AND PERMANENT HOUSING SOLUTIONS AS DESCRIBED BELOW. THE PROGRAM INCLUDES THE TLC PROGRAM, THE LIGHTHOUSE PROJECT, MARKET VIEW APARTMENTS, AND BETH SHALOM HOUSE.

Program 3
Expenses: $1,174,018 Revenue: $47,805

THE HOMELESS AND RENTAL COUNSELING PROGRAM PROVIDES SERVICES AND SUPPORT FOR INDIVIDUALS AFTER PERMANENT HOUSING HAS BEEN OBTAINED TO ENSURE THE HOUSING IS MAINTAINED AND FINANCIALLY STABLE. THE...

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THE HOMELESS AND RENTAL COUNSELING PROGRAM PROVIDES SERVICES AND SUPPORT FOR INDIVIDUALS AFTER PERMANENT HOUSING HAS BEEN OBTAINED TO ENSURE THE HOUSING IS MAINTAINED AND FINANCIALLY STABLE. THE PROGRAMS ARE DESCRIBED BELOW. THE PROGRAM INCLUDES SHELTER TO INDEPENDENT LIVING, SUPPORTIVE HOUSING SERVICES, COMMUNITY HOMELESS ASSESSMENT AND REFERRAL TEAM, MENTAL HEALTH HOUSING PROGRAMS, COMMUNITY HOUSING SOLUTIONS, COMPREHENSIVE HOUSING ASSISTANCE PROGRAM AND THE HEARTHSIDE PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $5,935,660
Program Service Revenue $1,152,883
Investment Income $190,091
Other Revenue $12,139
TOTAL REVENUE $7,290,773

Expense Breakdown

Grants Paid $841,175
Salaries & Benefits $3,326,472
Fundraising Expenses $492,886
Program Expenses $4,059,065
Other Expenses $2,022,650
TOTAL EXPENSES $6,190,297

Year-over-Year Comparison

2024 2023 Change
Revenue $7,290,773 $5,563,941 +0.3%
Expenses $6,190,297 $6,120,234 +0.0%
Net Income $1,100,476 $-556,293 -3.0%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
15
Independent Members
15
Employees
64
Volunteers
325

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$131,507
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JEFF SCHEUREN CHAIR 1.00
Officer Director
$0 $0 $0
JASON HESS VICE CHAIR 1.00
Officer Director
$0 $0 $0
JESS HAMILTON TREASURER 1.00
Officer Director
$0 $0 $0
MIKE BERK SECRETARY 1.00
Officer Director
$0 $0 $0
WILLIAM GLOVER DIRECTOR 1.00
Director
$0 $0 $0
LISA GREENER DIRECTOR 1.00
Director
$0 $0 $0
CHRISTINA ORTEGA DIRECTOR 1.00
Director
$0 $0 $0
BRIAN ROCHE DIRECTOR 1.00
Director
$0 $0 $0
EMILY WHITAKER DIRECTOR 1.00
Director
$0 $0 $0
ELIZABETH GUTHRIDGE DIRECTOR 1.00
Director
$0 $0 $0
PEDRO LOPEZ DIRECTOR 1.00
Director
$0 $0 $0
JOHN HENRY DIRECTOR 1.00
Director
$0 $0 $0
TASHA STOLTZFUS NANKERVILLE DIRECTOR 1.00
Director
$0 $0 $0
MIKE MASON DIRECTOR 1.00
Director
$0 $0 $0
ARELIS PEREZ DIRECTOR 1.00
Director
$0 $0 $0
SHELBY NAUMAN CEO 35.00
Officer
$120,753 $10,754 $131,507
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $7,290,773 $6,190,297 $12,574,095 $1,100,476
2024 $5,563,941 $6,120,234 $11,534,447 $-556,293
2023 $6,959,391 $6,429,055 $11,226,312 $530,336
2022 $6,280,898 $6,375,367 $10,964,028 $-94,469
2021 $6,208,931 $5,525,809 $11,166,053 $683,122
2020 $3,612,212 $3,475,825 $5,777,727 $136,387
2019 $4,296,076 $3,964,240 $5,347,036 $331,836
2018 $4,052,097 $3,892,910 $4,850,951 $159,187
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