CENTRAL BUCKS CHAMBER OF COMMERCE

EIN: 231886403

DOYLESTOWN, PA

Total Revenue
$617,695
Total Expenses
$763,035
Total Assets
$350,937
Net Assets
$43,862
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1946
Legal Domicile
PA
Principal Officer
THERESA FERA
Phone
2153483913
Tax Period
2023-01-01 to 2023-12-31

CENTRAL BUCKS CHAMBER OF COMMERCE, founded in 1946, is a small nonprofit that reported $618K in total revenue in fiscal year 2023. Expenses of $763K exceeded revenue, resulting in a 24% operating deficit.

Mission

TO PROMOTE SUCCESSFUL BUSINESS ACTIVITY IN THE CENTRAL BUCKS COUNTY, PA AREA.

Program Service Accomplishments

Program 1
Expenses: $611,851 Revenue: $459,879

ORGANIZING AND PROMOTING EVENTS TO ENHANCE BUSINESS DEVELOPMENT IN THE CENTRAL BUCKS COUNTY, PA AREA.

Program 2
Expenses: $4,978 Revenue: $13,375

PRINTING AND PUBLISHING OF W-4 MAGAZINE - PROMOTING THE BUSINESS COMMUNITY IN THE CENTRAL BUCKS COUNTY, PA AREA

Program 3
Expenses: $17,089 Revenue: $30,465

PROVIDING SCHOLARSHIPS TO WOMEN IN BUSINESS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $37,350
Program Service Revenue $506,714
Investment Income $167
Other Revenue $73,464
TOTAL REVENUE $617,695

Expense Breakdown

Grants Paid $16,100
Salaries & Benefits $511,459
Fundraising Expenses $0
Program Expenses $633,918
Other Expenses $235,476
TOTAL EXPENSES $763,035

Year-over-Year Comparison

2023 2022 Change
Revenue $617,695 $594,886 +0.0%
Expenses $763,035 $757,024 +0.0%
Net Income $-145,340 $-162,138 -0.1%
Key Indicators
✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
37
Independent Members
37
Employees
10
Volunteers
N/A

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
30
$129,488
Total Directors
44
$115,000
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ANNA M SHANTZ PHD VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
BRIDGET WINGERT VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
DEBORAH MA WAGNER VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
ERVIN H HALL VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
JAMES BREXLER VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
JOHN D BRAY VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
KEVIN PUTMAN JR CHAIRMAN OF THE BOARD 1.00
Officer Director
$0 $0 $0
MICHAEL B RAPHAEL AIA LEED AP VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
NICHOLAS S MOLLOY VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
RONALD DAVIS VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
THOMAS L HEBEL VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
CATHERINE CAVELLA ESQ VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
FRANK SULLIVAN ESQ VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
STEVEN E STAUGAITIS CPA CVA VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
JAMES BISHOP VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
ARTHUR L D'ANGELO VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
JENNIFER ECKFIELD DIRECTOR 1.00
Director
$0 $0 $0
STEPHEN WORTH VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
W THOMAS LOMAX DIRECTOR 1.00
Director
$0 $0 $0
MONIQUE GAILLARD VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
SUE LAROSSA CORPORATE SECRETARY 1.00
Director
$0 $0 $0
CAM MAIO VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
ROBERT MCGOWAN VICE PRESIDENT 1.00
Officer Director
$0 $0 $0
JEANE M VIDONI PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
BARBARA DONNELLY BENTIVOGLIO PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
BETH BEANS GILBERT PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
BLAIR T RUSH PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
BOB WELCH PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
ERIC W HOPKINS ESQ PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
MICHAEL ARATEN PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
WILLIAM R SCHUFF HONORARY DIRECTOR 1.00
Director
$0 $0 $0
DON F WHITNEY EXECUTIVE VICE PRESIDENT 1.00
Director
$0 $0 $0
ROBERT E CAMPBELL PAST CHAIRMAN 1.00
Officer Director
$0 $0 $0
KEVIN JAMESON DIRECTOR 1.00
Director
$0 $0 $0
SCOTT R LITTLE DIRECTOR 1.00
Director
$0 $0 $0
PAM MIKULA PAOLINO DIRECTOR 1.00
Director
$0 $0 $0
THERESA FERA PRESIDENT & CEO 40.00
Officer Director
$115,000 $0 $115,000
HELEN AMELSBERG DIRECTOR 1.00
Director
$0 $0 $0
JANE ARMSTRONG DIRECTOR 1.00
Director
$0 $0 $0
KIM ARNOLD DIRECTOR 1.00
Director
$0 $0 $0
TINE HANSEN-TURTON DIRECTOR 1.00
Director
$0 $0 $0
KATHY MARCINO DIRECTOR 1.00
Director
$0 $0 $0
JOANNE MURRAY ESQ DIRECTOR 1.00
Director
$0 $0 $0
JOSEPH PHILLIPS DIRECTOR 1.00
Director
$0 $0 $0
DR VAIL P GARVIN CHAIRMAN EMERITUS 40.00
Officer
$14,488 $0 $14,488
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $617,695 $763,035 $350,937 $-145,340
2022 $594,886 $757,024 $491,474 $-162,138
2021 $762,252 $738,796 $564,769 $23,456
2020 $586,535 $607,033 $419,585 $-20,498
2019 $776,363 $776,127 $443,284 $236
2018 $807,269 $819,607 $468,236 $-12,338
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