POCONO MOUNTAIN BIBLE CONFERENCE (EIN 231984290) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

Michael Elliot

Phone

5708429746

Tax Period

2025-01-01 to 2025-12-31

POCONO MOUNTAIN BIBLE CONFERENCE, founded in 1954, is a small nonprofit in the Religion sector that reported $411K in total revenue in fiscal year 2025. Expenses of $371K left a modest 10% surplus.

Mission

PMBC operates as a Christian camp and retreat center. Its mission is to present the Gospel to all age groups in the hope of seeing many come to a saving faith in Christ.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $143,951

Program Service Revenue $0

Investment Income $15,545

Other Revenue $251,202

TOTAL REVENUE $410,698

Expense Breakdown

Grants Paid $2,850

Salaries & Benefits $146,478

Fundraising Expenses $0

Program Expenses $146,710

Other Expenses $222,043

TOTAL EXPENSES $371,371

Year-over-Year Comparison

	2025	2024	Change
Revenue	$410,698	$415,786	0.0%
Expenses	$371,371	$353,212	+0.1%
Net Income	$39,327	$62,574	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Matthew Macking	Director	40.00	Highest	$41,708	$0	$41,708
Stephanie Bradway	Administrative Assistant	40.00	Highest	$14,616	$0	$14,616
Michael Elliot	President	3.00	Officer Director	$0	$0	$0
Jared Bradway	Cook	20.00	Highest	$9,354	$0	$9,354
Amanda Benbow	Vice President	1.00	Officer Director	$0	$0	$0
Jacqueline Kerlin	Treasurer	1.00	Officer Director	$0	$0	$0
Frank Sperlazzo	Secretary	1.00	Officer Director	$0	$0	$0
John Broglin	Board member	1.00	Director	$0	$0	$0
Jeremiah Noll	Board member	1.00	Director	$0	$0	$0
Dylon Beamer	Board member	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$410,698	$371,371	$428,516	$39,327

POCONO MOUNTAIN BIBLE CONFERENCE