WAWA EMPLOYEES' CREDIT UNION C/O FRANKLIN MINT FEDERAL CREDIT UNION

EIN: 232017635

CHADDS FORD, PA

Total Revenue
$247,608
Total Expenses
$233,863
Total Assets
N/A
Net Assets
N/A
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1976
Legal Domicile
PA
Principal Officer
SARA DOUGHERTY
Phone
6103588030
Tax Period
2022-01-01 to 2022-05-31

WAWA EMPLOYEES' CREDIT UNION C/O FRANKLIN MINT FEDERAL CREDIT UNION, founded in 1976, is a small nonprofit that reported $248K in total revenue in fiscal year 2022. Revenue fell 61% from the prior year — a significant decline worth monitoring. Expenses of $234K left a modest 6% surplus.

Mission

OWNED AND OPERATED BY ITS' MEMBERS, WAWA EMPLOYEES' CREDIT UNION IS DEDICATED TO PROVIDING PERSONALIZED FINANCIAL SERVICES WITH INTEGRITY AND EFFICIENCY.

Program Service Accomplishments

Program 1

PROVIDE LOANS TO 3,642 MEMBERS.

Program 2

PROVIDE FINANCIAL SERVICES TO 3,642 MEMBERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $198,028
Investment Income $28,283
Other Revenue $21,297
TOTAL REVENUE $247,608

Expense Breakdown

Grants Paid $0
Salaries & Benefits $104,000
Fundraising Expenses $0
Other Expenses $129,863
TOTAL EXPENSES $233,863

Year-over-Year Comparison

2022 2021 Change
Revenue $247,608 $640,768 -0.6%
Expenses $233,863 $675,659 -0.7%
Net Income $13,745 $-34,891 -1.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
8
Independent Members
7
Employees
5
Volunteers
8

Governance Policies

✓ Conflict of Interest Policy
✗ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$39,574
Total Directors
8
$39,574
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
VONN VITAL CHAIRMAN 1.00
Officer Director
$0 $0 $0
SARA DOUGHERTY CEO/TREASURER 40.00
Officer Director
$37,474 $2,100 $39,574
MARTIN MAGER SECRETARY 1.00
Officer Director
$0 $0 $0
CINNAMON BREIGHNER DIRECTOR 1.00
Director
$0 $0 $0
SHARON GILMOUR DIRECTOR 1.00
Director
$0 $0 $0
GEORGE F GORDON DIRECTOR 1.00
Director
$0 $0 $0
PHILLIP HORN DIRECTOR 1.00
Director
$0 $0 $0
MARLYN WISNIESKI DIRECTOR 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2022 $247,608 $233,863 No data $13,745
2021 $640,768 $675,659 $22,852,457 $-34,891
2020 $723,139 $707,216 $22,340,128 $15,923
2019 $848,657 $737,239 $18,564,056 $111,418
2018 $793,242 $684,069 $17,184,471 $109,173
Explore More Nonprofits
→Top 100 Nonprofits in Pennsylvania →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare WAWA EMPLOYEES' CREDIT UNION C/O FRANKLIN MINT FEDERAL CREDIT UNION with other nonprofits in Pennsylvania and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.