THE STARTING POINT INC OF NEW JERSEY

EIN: 232024290 501(c)(3)

HADDON TWP, NJ

Total Revenue
$277,892
Total Expenses
$351,144
Total Assets
$74,193
Net Assets
$46,062
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1977
Legal Domicile
NJ
Principal Officer
LORETTA DEPKA ZERBO
Phone
8568543155
Tax Period
2023-01-01 to 2023-12-31

THE STARTING POINT INC OF NEW JERSEY, founded in 1977, is a small nonprofit that reported $278K in total revenue in fiscal year 2023. Revenue fell 37% from the prior year — a significant decline worth monitoring. Expenses of $351K exceeded revenue, resulting in a 26% operating deficit.

Mission

THE STARTING POINT IS A NON-PROFIT ORGANIZATION THAT SAVES LIVES BY HELPING PEOPLE THROUGH MENTAL HEALTH AND ADDICTION CHALLENGES. WE BELIEVE RECOVERY DOESN'T HAVE ONE ANSWER OR A TIMELINE. WE ARE A RESOURCE AND EDUCATION CENTER THAT OFFERS AN ASSESSMENT AND REFERRAL SERVICE TO HELP THOSE IN CRISIS SORT OUT THEIR BEST OPTIONS FOR CARE. WE FIND OPTIONS NOT WAITING LISTS. AS AN EDUCATION AND REFERRAL CENTER WHERE SPECIALIZED EDUCATIONAL PROGRAMS AND REFERRAL SESSIONS ARE MADE AVAILABLE TO INDIVIDUALS REGARDLESS OF RESOURCES WHOSE LIVES HAVE BEEN ADVERSELY AFFECTED AS A CONSEQUENCE OF DISORDERS, DEPEDENCIES, OR ADDICTIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $91,640
Program Service Revenue $188,380
Investment Income $325
Other Revenue $-2,453
TOTAL REVENUE $277,892

Expense Breakdown

Grants Paid $0
Salaries & Benefits $182,639
Fundraising Expenses $14,411
Program Expenses $280,901
Other Expenses $168,505
TOTAL EXPENSES $351,144

Year-over-Year Comparison

2023 2022 Change
Revenue $277,892 $438,823 -0.4%
Expenses $351,144 $325,240 +0.1%
Net Income $-73,252 $113,583 -1.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
12
Volunteers
15

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$97,500
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARIO CRESTANI PRESIDENT 2.00
Officer Director
$0 $0 $0
JUDITH J WARD VICE PRESIDE 2.00
Officer Director
$0 $0 $0
KATHLEEN J MILLER TREASURER 2.00
Officer Director
$0 $0 $0
DONNA J BLEILER SECRETARY 2.00
Director
$0 $0 $0
BRETT A HINA DIRECTOR 1.00
Director
$0 $0 $0
VIOLET MARRERO DIRECTOR 1.00
Director
$0 $0 $0
MICHAEL J SACKS DIRECTOR 1.00
Director
$0 $0 $0
LORETTA DEPKA ZERBO EXECUTIVE DI 40.00
Officer
$53,750 $0 $53,750
VINCENT DIPASQUALE FOUNDER 40.00
Officer
$43,750 $0 $43,750
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $277,892 $351,144 $74,193 $-73,252
2022 $438,823 $325,240 $124,193 $113,583
2021 $343,303 $357,630 $29,852 $-14,327
2020 $312,717 $361,227 $33,482 $-48,510
2019 $370,966 $316,532 $77,996 $54,434
2018 $297,146 $298,988 $23,530 $-1,842
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