NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS INC

EIN: 232066952 501(c)(3) Housing & Shelter

READING, PA

Total Revenue
$2,512,162
Total Expenses
$2,681,312
Total Assets
$19,649,950
Net Assets
$7,155,578
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Financial Trends

Organization Details

Formation Year
1979
Legal Domicile
PA
Principal Officer
STEPHEN T GIERINGER
Phone
6103728433
Tax Period
2024-01-01 to 2024-12-31

NEIGHBORHOOD HOUSING SERVICES OF GREATER BERKS INC, founded in 1979, is a community nonprofit in the Housing & Shelter sector that reported $2.5M in total revenue in fiscal year 2024. Revenue fell 23% from the prior year — a significant decline worth monitoring. Net assets of $7.2M represent 34 months of operating reserves.

Mission

THE MISSION OF NEIGHBORHOOD HOUSING SERVICE OF GREATER BERKS IS TO FACILITATE AND PROVIDE AFFORDABLE HOUSING PROGRAMS AND INITIATIVES THAT WILL EXPAND HOMEOWNERSHIP OPPORTUNITIES FOR ALL THE PEOPLE OF BERKS COUNTY, ESPECIALLY LOW TO MODERATE INCOME FAMILITES, AND WILL CONTRIBUTE TO THE REVITALIZATION OF OUR NEIGHBORHOODS AND THE GREATER COMMUNITY.

Program Service Accomplishments

Program 1
Revenue: $327,544

REAL ESTATE AND REHABILITATION:THE ORGANIZATION SEEKS TO REMOVE BLIGHTED PROPERTIES THROUGH PURCHASE AND RENOVATION, WITH SUBSEQUENT RESALE TO FIRST TIME HOMEBUYERS. IN ADDITION, THE ORGANIZATION...

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REAL ESTATE AND REHABILITATION:THE ORGANIZATION SEEKS TO REMOVE BLIGHTED PROPERTIES THROUGH PURCHASE AND RENOVATION, WITH SUBSEQUENT RESALE TO FIRST TIME HOMEBUYERS. IN ADDITION, THE ORGANIZATION ACTS AS A CONSULTANT TO PROVIDE ADMINISTRATION OF REHABILITATION PROGRAMS RUN BY OTHER ENTITIES. REAL ESTATE AND REHABILITATION CONSTRUCTS NEW AFFORDABLE HOMES ON A SCATTERED SITE BASIS OUTSIDE THE CITY OF READING FOR FIRST-TIME HOMEOWNERS AND PROVIDES TECHNICAL ASSISTANCE TO THE HOME REPAIR PROGRAMS AND OPERATION RENOVATION.2024 PROGRAM ACCOMPLISHMENTS: WE PROVIDED 8 LOANS FOR HOME IMPROVEMENTS VIA OUR MY LIFE PROGRAM TOTALING $264,500.00

Program 2
Expenses: $2,498,318 Revenue: $709,139

HOME OWNERSHIP CENTER: THE ORGANIZATION OFFERS ASSISTANCE THROUGH A VARIETY OF PROGRAMS TO CLIENTS WHO ARE PREPARING TO BECOME HOMEOWNERS, AND OFFERS SEVERAL TYPES OF LOANS TO ASSIST FIRST-TIME...

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HOME OWNERSHIP CENTER: THE ORGANIZATION OFFERS ASSISTANCE THROUGH A VARIETY OF PROGRAMS TO CLIENTS WHO ARE PREPARING TO BECOME HOMEOWNERS, AND OFFERS SEVERAL TYPES OF LOANS TO ASSIST FIRST-TIME HOMEBUYERS. THE PROGRAMS INCLUDE LENDING FOR HOME PURCHASE ASSISTANCE AND HOME REPAIRS, HOMEBUYER EDUCATION, AND BUDGET AND CREDIT COUNSELING.2024 PROGRAM ACCOMPLISHMENTS: THE HOME OWNERSHIP CENTER VIA NHS ASSISTED 214 FAMILIES BUY THEIR FIRST HOME, LENDING $3,138,248 IN DOWN PAYMENT AND CLOSING COST ASSISTANCE LOANS.SEE SCHEDULE O FOR ADDITIONAL PROGRAM ACCOMPLISHMENTS. 390 INDIVIDUALS BENEFITED FROM THE FASTRACK HOMEBUYER EDUCATION WORKSHOPS AND 412 CLIENTS RECEIVED ONE-ON-ONE COUNSELING COVERING TOPICS SUCH AS: PRE-PURCHASE, PRE-CLOSING AND BUDGET/CREDIT COUNSELING (NOT INCLUDING FORECLOSURE SERVICES) THE TOTAL NHS LOAN PORTFOLIO REMAINED STRONG RELATIVE TO THE NATIONAL ECONOMY. 31 LOANS WERE PAST DUE AS OF DECEMBER 31ST OUT OF A TOTAL PORTFOLIO OF 1,122 LOANS

Program 3

NEIGHBORHOOD BUILDING: THE ORGANIZATION PROVIDES A NUMBER OF NEIGHBORHOOD-BASED INITIATIVES DESIGNED TO EMPOWER THE RESIDENTS TO CONTROL THEIR ENVIRONMENT INCLUDING ASSISTANCE IN RUNNING RESIDENT...

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NEIGHBORHOOD BUILDING: THE ORGANIZATION PROVIDES A NUMBER OF NEIGHBORHOOD-BASED INITIATIVES DESIGNED TO EMPOWER THE RESIDENTS TO CONTROL THEIR ENVIRONMENT INCLUDING ASSISTANCE IN RUNNING RESIDENT MEETINGS, PROVIDING RESOURCES, AND LEADERSHIP TRAINING. THEY ASSIST THE COMMUNITY IN GATHERING VOLUNTEERS FOR CLEAN-UPS AND REPAIR EFFORTS SUCH AS OPERATION RENOVATION.

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,406,187
Program Service Revenue $1,036,683
Investment Income $69,292
Other Revenue $0
TOTAL REVENUE $2,512,162

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,494,407
Fundraising Expenses $12,706
Program Expenses $2,498,318
Other Expenses $1,186,905
TOTAL EXPENSES $2,681,312

Year-over-Year Comparison

2024 2023 Change
Revenue $2,512,162 $3,282,825 -0.2%
Expenses $2,681,312 $3,386,062 -0.2%
Net Income $-169,150 $-103,237 +0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
15
Independent Members
15
Employees
19
Volunteers
19

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$171,481
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARISOL TORRES PRESIDENT 5.00
Officer Director
$0 $0 $0
ERIKA HOFFMAN VICE PRESIDENT 5.00
Officer Director
$0 $0 $0
BETH BOWERS ESQUIRE SECRETARY 5.00
Officer Director
$0 $0 $0
TURIE SOTZIN TREASURER 5.00
Officer Director
$0 $0 $0
GLENN KEY AT LARGE MEMBER 5.00
Officer Director
$0 $0 $0
ERICA WENNELL DIRECTOR 1.00
Director
$0 $0 $0
ED MARKO DIRECTOR 1.00
Director
$0 $0 $0
AUGUSTO TORRES DIRECTOR 1.00
Director
$0 $0 $0
FRANK DIMAIO DIRECTOR 1.00
Director
$0 $0 $0
EDGAR CORTEZ DIRECTOR 1.00
Director
$0 $0 $0
BARBARA LOPEZ DIRECTOR 1.00
Director
$0 $0 $0
JUDY VAS KORLIS DIRECTOR 1.00
Director
$0 $0 $0
JUAN ZABALA DIRECTOR 1.00
Director
$0 $0 $0
RAQUEL J CAPELLAN DIRECTOR 1.00
Director
$0 $0 $0
JOHN EP SCHMOYER DIRECTOR 1.00
Director
$0 $0 $0
STEPHEN T GIERINGER CEO, ASSISTANT TREASURER 20.00
Officer
$145,718 $25,763 $171,481
DANIEL SANSARY EXECUTIVE DIRECTOR 40.00
Highest
$107,573 $17,340 $124,913
ERIKA DE LA MORA DEPUTY DIRECTOR 40.00
Highest
$110,972 $20,570 $131,542
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $2,512,162 $2,681,312 $19,649,950 $-169,150
2023 $3,282,825 $3,386,062 $17,872,751 $-103,237
2022 $6,693,913 $6,231,098 $17,697,361 $462,815
2021 $4,447,729 $3,294,966 $17,832,332 $1,152,763
2020 $5,554,384 $4,612,595 $11,829,026 $941,789
2019 $2,373,379 $2,237,253 $11,065,575 $136,126
2018 $2,109,203 $1,791,167 $4,364,466 $318,036
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