BUX-MONT EDUCATIONAL RADIO ASSOCIATION (EIN 232141840) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Principal Officer

CHARLES W LOUGHERY

Phone

2156748002

Tax Period

2024-07-01 to 2025-06-30

BUX-MONT EDUCATIONAL RADIO ASSOCIATION, founded in 1979, is a micro nonprofit that reported $84K in total revenue in fiscal year 2024. Revenue decreased 6% compared to the prior year. Expenses of $106K exceeded revenue, resulting in a 27% operating deficit.

Mission

NON-COMMERCIAL EDUCATIONAL RADIO BROADCASTING

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $73,355

Program Service Revenue $0

Investment Income $10,779

Other Revenue $0

TOTAL REVENUE $84,134

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $18,142

Program Expenses $54,369

Other Expenses $106,430

TOTAL EXPENSES $106,430

Year-over-Year Comparison

	2024	2023	Change
Revenue	$84,134	$89,269	-0.1%
Expenses	$106,430	$82,587	+0.3%
Net Income	$-22,296	$6,682	-4.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GERRI BENDER	TRUSTEE	0.50	Director	$0	$0	$0
RONALD M RYSZTOGI	TRUSTEE	0.50	Director	$0	$0	$0
LAWRENCE H LOUGHERY	TRUSTEE	0.50	Director	$0	$0	$0
CONSTANCE G JANNOTTI	TRUSTEE	0.50	Director	$0	$0	$0
CHARLES W LOUGHERY	PRESIDENT	0.50	Officer Director	$0	$0	$0
LAURIE JACOBSON	SECRETARY/TREASURER	0.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$84,134	$106,430	$669,900	$-22,296
2024	$89,269	$82,587	$694,101	$6,682
2023	$75,721	$82,653	$687,913	$-6,932
2022	$85,979	$64,321	$612,633	$21,658
2021	$71,672	$42,493	$590,975	$29,179
2020	$65,214	$38,533	$561,796	$26,681
2019	$63,238	$43,512	$535,113	$19,726

BUX-MONT EDUCATIONAL RADIO ASSOCIATION