MONTGOMERY AREA PUBLIC LIBRARY (EIN 232292571) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Principal Officer

MIKE BENDER

Phone

5705476212

Tax Period

2024-01-01 to 2024-12-31

MONTGOMERY AREA PUBLIC LIBRARY, founded in 1911, is a small nonprofit in the Education sector that reported $125K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year. Net assets of $634K represent 61 months of operating reserves.

Mission

PUBLIC LIBRARY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $107,518

Program Service Revenue $502

Investment Income $17,146

Other Revenue $0

TOTAL REVENUE $125,166

Expense Breakdown

Grants Paid $0

Salaries & Benefits $79,926

Fundraising Expenses $0

Program Expenses $131,491

Other Expenses $57,140

TOTAL EXPENSES $137,066

Year-over-Year Comparison

	2024	2023	Change
Revenue	$125,166	$137,798	-0.1%
Expenses	$137,066	$124,386	+0.1%
Net Income	$-11,900	$13,412	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE BENDER	PRESIDENT	5.00	Officer Director	$0	$0	$0
WAYNE STINE	TREASURER	5.00	Officer Director	$0	$0	$0
LINDA STEELE	SECRETARY	3.00	Officer Director	$0	$0	$0
LARRY STOUT	VICE PRESIDE	5.00	Officer Director	$0	$0	$0
JACKIE KLOPP	MEMBER	2.00	Director	$0	$0	$0
MARY TENANT	MEMBER	2.00	Director	$0	$0	$0
SHILOH BORIS	MEMBER	2.00	Director	$0	$0	$0
LISA PREITZ	MEMBER	2.00	Director	$0	$0	$0
BECKY SANGUEDOLCE	MEMBER	2.00	Director	$0	$0	$0
MARCY DOUTY	MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$125,166	$137,066	$633,940	$-11,900
2023	$137,798	$124,386	$642,868	$13,412
2022	$90,522	$118,250	$615,532	$-27,728
2021	$117,723	$102,733	$699,675	$14,990
2020	$115,174	$102,092	$678,014	$13,082
2019	$135,565	$100,951	$641,576	$34,614
2018	$103,971	$83,807	$615,464	$20,164

MONTGOMERY AREA PUBLIC LIBRARY