CORA SERVICES INC (EIN 232323488) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

ANNMARIE MCDOWELL

Phone

2157012502

Tax Period

2024-07-01 to 2025-06-30

CORA SERVICES INC, founded in 1971, is a mid-sized nonprofit in the Education sector that reported $39.0M in total revenue in fiscal year 2024.

Mission

EMPOWERS CHILDREN, YOUNG PEOPLE, AND FAMILIES TO THRIVE THROUGH QUALITY AND COMPASSIONATE SERVICE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $15,252,043

Program Service Revenue $23,835,854

Investment Income $2,071

Other Revenue $-48,431

TOTAL REVENUE $39,041,537

Expense Breakdown

Grants Paid $15,300

Salaries & Benefits $33,215,436

Fundraising Expenses $265,290

Program Expenses $33,830,680

Other Expenses $5,396,917

TOTAL EXPENSES $38,627,653

Year-over-Year Comparison

	2024	2023	Change
Revenue	$39,041,537	$38,167,857	+0.0%
Expenses	$38,627,653	$38,368,804	+0.0%
Net Income	$413,884	$-200,947	-3.1%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

700

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$327,812

Total Directors

$327,812

Key Employees

$410,906

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANNMARIE MCDOWELL	PRESIDENT & CEO	40.00	Officer Director	$288,709	$39,103	$327,812
CATHERINE MCCONNELL	CHAIR	4.00	Officer Director	$0	$0	$0
JAMES KENNEDY	VICE CHAIR	4.00	Officer Director	$0	$0	$0
CATHERINE PASTER	TREASURER	4.00	Officer Director	$0	$0	$0
ELISABETH BASSANI	SECRETARY	4.00	Officer Director	$0	$0	$0
JOHN J COYLE IV	BOARD DIRECTOR	1.00	Director	$0	$0	$0
MATHEW GOMEZ	BOARD DIRECTOR (AS OF 3/25)	1.00	Director	$0	$0	$0
DAVID GRUBER	BOARD DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE HEYWARD-RAMSEY	BOARD DIRECTOR	1.00	Director	$0	$0	$0
SISTER DOLORES KALINA	BOARD MEMBER	1.00	Director	$0	$0	$0
MICHAEL KORNACKI	BOARD DIRECTOR	1.00	Director	$0	$0	$0
SR BRIGID LAWLOR RGS	BOARD MEMBER	1.00	Director	$0	$0	$0
GIANNI MASCIOLI	BOARD DIRECTOR	1.00	Director	$0	$0	$0
MARY MCGETTIGAN	BOARD DIRECTOR	1.00	Director	$0	$0	$0
MARY KAY MCGETTIGAN	BOARD DIRECTOR	1.00	Director	$0	$0	$0
JAMES MCMANUS	BOARD DIRECTOR	1.00	Director	$0	$0	$0
JAMES D RYAN	BOARD DIRECTOR	1.00	Director	$0	$0	$0
KONSTANTIN SAKHERZON	BOARD DIRECTOR (AS OF 3/25)	1.00	Director	$0	$0	$0
MIKE SCHELL	BOARD DIRECTOR	1.00	Director	$0	$0	$0
TRACEY WILLIAMS	BOARD DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINE E MATULEWICZ	EXECUTIVE VICE PRESIDENT	40.00	Key Emp	$174,851	$41,484	$216,335
LAURA M SCHEPPS	CHIEF FINANCIAL OFFICER	40.00	Key Emp	$177,623	$16,948	$194,571
ERIC J SMITH	VICE PRESIDENT, SCHOOL SERVICES	40.00	Highest	$124,607	$28,755	$153,362
STACY M LEONARD	VICE PRESIDENT, COMMUNITY SERVICES	40.00	Highest	$127,526	$17,512	$145,038
PAMELA VASSILIKOS	PHYSICAL THERAPIST	40.00	Highest	$106,939	$35,769	$142,708
JOSEPH P YANCHIS	VICE PRESIDENT, OPERATIONS	40.00	Highest	$115,195	$25,668	$140,863
MARY K DOHERTY	COMPLIANCE OFFICER	40.00	Highest	$115,799	$20,177	$135,976

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$39,041,537	$38,627,653	$15,199,244	$413,884
2024	$38,167,857	$38,368,804	$17,653,877	$-200,947
2023	$38,702,488	$38,935,958	$15,247,041	$-233,470
2022	$35,759,289	$35,487,642	$13,503,974	$271,647
2021	$27,172,835	$25,315,261	$15,206,349	$1,857,574
2020	$22,275,230	$21,619,236	$12,631,947	$655,994
2019	$20,601,442	$20,470,228	$10,717,145	$131,214
2018	$18,258,746	$18,242,532	$11,217,137	$16,214

CORA SERVICES INC