JERSEY SHORE PUBLIC LIBRARY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

CHARLENE K BRUNGARD

Phone

5703989891

Tax Period

2023-01-01 to 2023-12-31

JERSEY SHORE PUBLIC LIBRARY, founded in 1988, is a small nonprofit that reported $195K in total revenue in fiscal year 2023. Expenses of $188K left a modest 4% surplus.

Mission

THE LIBRARY EXISTS TO PROVIDE FREE PUBLIC LIBRARY SERVICES FOR THE NEEDS OF THE RESIDENTS OF JERSEY SHORE AND SURROUNDING AREAS.

Program Service Accomplishments

Program 1

Expenses: $147,523

THE LIBRARY PROVIDED THE PUBLIC WITH READING, MATERIALS, MATERIALS, INTERNET ACCESS, AND OTHER LIBRARY RESOURCES DURING THE YEAR. THE LIBRARY ALSO PRESENTED VARIOUS PROGRAMS FOR CHILDREN, TEENS, AND...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $151,289

Program Service Revenue $7,021

Investment Income $23,091

Other Revenue $13,900

TOTAL REVENUE $195,301

Expense Breakdown

Grants Paid $0

Salaries & Benefits $111,466

Fundraising Expenses $6,901

Program Expenses $147,523

Other Expenses $76,816

TOTAL EXPENSES $188,282

Year-over-Year Comparison

	2023	2022	Change
Revenue	$195,301	$190,594	+0.0%
Expenses	$188,282	$189,841	0.0%
Net Income	$7,019	$753	+8.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANN GREEN	PRESIDENT	2.00	Officer Director	$0	$0	$0
DEBORAH LEONARD	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
TRACY SILVIS	RECORDING SE	2.00	Officer Director	$0	$0	$0
MELANIE MCLANE	CORRESPOND S	2.00	Officer Director	$0	$0	$0
CHARLENE K BRUNGARD	LIBRARY DIRE	40.00	Officer Director	$0	$0	$0
KENNETH DOUGHERTY	BOARD MEMBER	2.00	Director	$0	$0	$0
DIANE ECK	BOARD MEMBER	2.00	Director	$0	$0	$0
HAROLD ECK	BOARD MEMBER	2.00	Director	$0	$0	$0
KATHRYN HOLLICK	TREASURER	2.00	Officer Director	$0	$0	$0
STEVE MUTHLER	BOARD MEMBER	2.00	Director	$0	$0	$0
JEANNIE ROMBACH	BOARD MEMBER	2.00	Director	$0	$0	$0
BARBARA SCHMOUDER	BOARD MEMBER	2.00	Director	$0	$0	$0
RAYE BIERLY	BOARD MEMBER	2.00	Director	$0	$0	$0
JENNIFER MCCRACKEN	BOARD MEMBER	2.00	Director	$0	$0	$0
LINDA MCPHERSON	BOARD MEMBER	2.00	Director	$0	$0	$0
LINDA ROLLER	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$195,301	$188,282	$953,659	$7,019
2022	$190,594	$189,841	$947,212	$753
2021	$188,397	$187,705	$987,052	$692
2020	$195,297	$177,176	$975,004	$18,121
2019	$184,105	$192,646	$989,033	$-8,541
2018	$187,182	$194,541	$945,089	$-7,359