BETHLEHEM, PA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)LEHIGH & NORTHAMPTON COUNTY REVOLVING LOAN FUND is a micro nonprofit that reported $5K in total revenue in fiscal year 2020. Revenue fell 41% from the prior year — a significant decline worth monitoring. Expenses of $6K exceeded revenue, resulting in a 24% operating deficit.
THE ORGANIZATION PROVIDES LOANS TO SMALL OR START-UP BUSINESS VENTURES,THAT MAY NOT QUALIFY TO BANK STANDARDS, TO IMPROVE THE SOCIAL WELFARE OF ECONOMICALLY DEPRESSED OR BLIGHTED NEIGHBORHOODS OF THE COMMUNITY. DONOR/INVESTORS HAVE LOANED FUNDS FOR USE IN PROGRAM LENDING AT NO OR BELOW MARKET INTEREST. SEE SCHEDULE O FOR ADDITIONAL INFORMATION.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2020 | 2019 | Change | |
|---|---|---|---|
| Revenue | $5,245 | $8,899 | -0.4% |
| Expenses | $6,480 | $6,669 | 0.0% |
| Net Income | $-1,235 | $2,230 | -1.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| COLLEEN KRCELICH | PRESIDENT | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| OTIS MCNEIL | VICE PRESIDE | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| KIM EDWARDS | TREASURER | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHRIS JONES | SECRETARY | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| PAT CORPORA | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| DAVID HAMMER | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| SALLY HANDLON | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| KARINA KANE | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| JOHN W KINGSLEY | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| ELIZABETH ORITZ | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| LAUREN TAROLA | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| TODD WATKINS | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| NATASHA LJULJIC | BOARD MEMBER | 3.00 |
Director
|
$0 | $0 | $0 |
| DAWN GODSHALL | EXECUTIVE DI | 2.00 |
Officer
|
$0 | $0 | $0 |
| ALAN JENNINGS | FORMER EXEC | 2.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2021 | $5,245 | $6,480 | $522,576 | $-1,235 |
| 2020 | $8,899 | $6,669 | $523,438 | $2,230 |
Compare LEHIGH & NORTHAMPTON COUNTY REVOLVING LOAN FUND with other nonprofits in Pennsylvania and across the country.