SOUTH JERSEY SKI CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

MARY DOMZALSKI

Phone

6107375715

Tax Period

2024-05-01 to 2025-04-30

SOUTH JERSEY SKI CLUB, founded in 1963, is a small nonprofit that reported $605K in total revenue in fiscal year 2024. Revenue decreased 10% compared to the prior year.

Mission

TO STIMULATE INTEREST IN SKIING AND SNOWBOARDING BY ORGANIZING, SPONSORING, AND COORDINATING SKI/SNOWBOARD ACTIVITIES AND TRIPS FOR THE MEMBERS. TO PROVIDE RECREATIONAL AND SOCIAL OUTLETS FOR ITS MEMBERS. TO SPONSOR AND STIMULATE INTEREST IN OTHER OUTDOOR SPORTS AND ACTIVITIES FOR ITS MEMBERS.

Program Service Accomplishments

Program 1

NONE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $6,700

Program Service Revenue $596,512

Investment Income $1,567

Other Revenue $0

TOTAL REVENUE $604,779

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $592,804

TOTAL EXPENSES $592,804

Year-over-Year Comparison

	2024	2023	Change
Revenue	$604,779	$674,483	-0.1%
Expenses	$592,804	$673,928	-0.1%
Net Income	$11,975	$555	+20.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

260

Independent Members

260

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEANINE CLARK	SKI DIRECTOR	2.00	Director	$0	$0	$0
MARY DOMZALSKI	PRESIDENT	2.00	Director	$0	$0	$0
JOHN SAVCHAK	TREASURER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$604,779	$592,804	$67,783	$11,975
2024	$674,483	$673,928	$55,676	$555
2023	$557,587	$551,518	$54,980	$6,069
2022	$467,127	$461,677	$49,112	$5,450
2018	$11,639	$18,336	$36,440	$-6,697