HABITAT FOR HUMANITY OF CHESTER COUNTY (EIN 232549743) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

CARLO R FERRI

Phone

6103847993

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF CHESTER COUNTY, founded in 1988, is a community nonprofit that reported $5.2M in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

PROVIDE LOW INCOME HOUSING TO ELIMINATE POVERTY HOUSING AND HOMELESSNESS. CONSTRUCT SIMPLE, DECENT, AFFORDABLE HOUSING FOR LOW INCOME FAMILIES. MAKE BUILDING MATERIALS AVAILABLE TO HOMEOWNERS AT A LOW PRICE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,461,584

Program Service Revenue $2,740,593

Investment Income $873

Other Revenue $1,310

TOTAL REVENUE $5,204,360

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,492,748

Fundraising Expenses $402,549

Program Expenses $4,387,906

Other Expenses $4,136,913

TOTAL EXPENSES $5,629,661

Year-over-Year Comparison

	2024	2023	Change
Revenue	$5,204,360	$4,690,005	+0.1%
Expenses	$5,629,661	$6,140,468	-0.1%
Net Income	$-425,301	$-1,450,463	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

478

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$147,100

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ANDREW SIGNORE	BOARD MEMBER	2.00	Director	$0	$0	$0
CARLO FERRI	BOARD TREASURER	5.00	Officer Director	$0	$0	$0
DAVID WIERZ	BOARD MEMBER	2.00	Director	$0	$0	$0
ELLIOT FLICK	BOARD VICE PRESIDENT (OUTGOING)	5.00	Officer Director	$0	$0	$0
GLENN SOLTIS	BOARD MEMBER	2.00	Director	$0	$0	$0
JOHN SPURLINO	BOARD MEMBER	5.00	Director	$0	$0	$0
KATHLEEN PIGLIACAMPI	BOARD PRESIDENT	5.00	Officer Director	$0	$0	$0
KEN BLACKBURN	BOARD MEMBER (OUTGOING)	2.00	Director	$0	$0	$0
LINDSAY A DUNN	BOARD MEMBER (OUTGOING)	2.00	Director	$0	$0	$0
MADISON OTT	BOARD MEMBER	2.00	Director	$0	$0	$0
MATTHEW MONZO	BOARD MEMBER	2.00	Director	$0	$0	$0
MIKE CAPPELLETTI	BOARD VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
RICHARD BENTLEY	BOARD MEMBER	2.00	Director	$0	$0	$0
RONALD DISABATINO	BOARD MEMBER	2.00	Director	$0	$0	$0
STEVE KRUMENACKER	BOARD SECRETARY	5.00	Director	$0	$0	$0
STU BRESLER	BOARD MEMBER	2.00	Director	$0	$0	$0
TED ZOBIAN	BOARD MEMBER	2.00	Director	$0	$0	$0
THERRESA TARQUINIO	BOARD MEMBER	2.00	Director	$0	$0	$0
TODD RIMMER	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRISTOPHER WISEMAN	EXECUTIVE DIRECTOR	40.00	Officer	$136,844	$10,256	$147,100
JASON PYRAH	DIRECTOR OF OPERATIONS	40.00	Highest	$117,582	$3,574	$121,156

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$5,204,360	$5,629,661	$8,435,325	$-425,301
2024	No data	No data	No data	No data
2023	$4,599,735	$4,202,662	$8,215,584	$397,073
2022	$4,296,157	$3,641,781	$7,672,430	$654,376
2021	$3,843,764	$3,382,836	$6,958,623	$460,928
2020	$2,875,929	$2,557,802	$6,682,271	$318,127
2019	$2,430,682	$2,413,931	$5,871,075	$16,751
2018	$2,575,612	$2,316,592	$6,017,085	$259,020

HABITAT FOR HUMANITY OF CHESTER COUNTY