GREATER LYCOMING HABITAT FOR HUMANITY INC (EIN 232586879) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

YONKIN TAMMY L

Phone

5703222515

Tax Period

2024-07-01 to 2025-06-30

GREATER LYCOMING HABITAT FOR HUMANITY INC, founded in 1986, is a community nonprofit that reported $1.0M in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion.

Mission

GREATER LYCOMING HABITAT FOR HUMANITY (GLHFH) WORKS WITH LOW TO MODERATE INCOME RESIDENTS OF LYCOMING AND EASTERN CLINTON COUNTIES TO PROMOTE, EDUCATE ABOUT, ASSIST WITH AND ADVOCATE FOR SAFE, DECENT,AFFORDABLE HOUSING. GLHFH MANAGES RESIDENTIAL CONSTRUCTION AND HOME PRESERVATION PROGRAMS AS WELL AS OPERATES A STORE THAT SELLS NEW AND USED BUILDING COMPONENTS AND HOME GOODS TO SUPPORT THE ACTIVITY OF THE HABITAT AFFILIATE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $699,091

Program Service Revenue $276,219

Investment Income $0

Other Revenue $45,070

TOTAL REVENUE $1,020,380

Expense Breakdown

Grants Paid $0

Salaries & Benefits $384,890

Fundraising Expenses $1,764

Program Expenses $810,429

Other Expenses $671,761

TOTAL EXPENSES $1,056,651

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,020,380	$913,055	+0.1%
Expenses	$1,056,651	$978,947	+0.1%
Net Income	$-36,271	$-65,892	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

132

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$128,140

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MILLIKEN JONAH	CHAIR	4.00	Officer Director	$0	$0	$0
SANNER GARRETT	VICE CHAIR	4.00	Officer Director	$0	$0	$0
GLUNK ELIZABETH	TREASURER	4.00	Officer Director	$0	$0	$0
WHYMAN VALERIE	SECRETARY	4.00	Officer Director	$0	$0	$0
GREENE TAI	DIRECTOR	1.00	Director	$0	$0	$0
BECK PULIZZI SELINA	DIRECTOR	1.00	Director	$0	$0	$0
EDKIN TAMMEY	DIRECTOR	1.00	Director	$0	$0	$0
WARD CYNTHIA	DIRECTOR	1.00	Director	$0	$0	$0
BIDDLE ELIZABETH	DIRECTOR	1.00	Director	$0	$0	$0
HOUSER CARISSA	DIRECTOR	1.00	Director	$0	$0	$0
KOHLER THERESA	DIRECTOR	1.00	Director	$0	$0	$0
GAUJEE SOUMAYYAH	DIRECTOR	1.00	Director	$0	$0	$0
WIEDL JASON	DIRECTOR	1.00	Director	$0	$0	$0
ROBINSON ROBERT P	FRMR EXEC DI	40.00	Officer	$73,159	$2,195	$75,354
YONKIN TAMMY L	INTERIM EXEC	40.00	Officer	$51,249	$1,537	$52,786

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,020,380	$1,056,651	$1,235,063	$-36,271
2024	$913,055	$978,947	$1,118,476	$-65,892
2023	$820,403	$968,255	$1,220,479	$-147,852
2022	$1,260,575	$1,095,090	$1,248,897	$165,485
2021	$739,640	$568,893	$1,061,355	$170,747
2020	$564,466	$653,531	$712,780	$-89,065
2019	$327,905	$386,749	$841,228	$-58,844
2018	$650,831	$387,015	$838,356	$263,816

GREATER LYCOMING HABITAT FOR HUMANITY INC