MIDDLETOWN MONTESSORI SCHOOL INC (EIN 232603121) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

SUSAN FINAN

Phone

6108917214

Tax Period

2024-07-01 to 2025-06-30

MIDDLETOWN MONTESSORI SCHOOL INC, founded in 1990, is a small nonprofit that reported $802K in total revenue in fiscal year 2024. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $744K left a modest 7% surplus.

Mission

OPERATE A PREK AND KINDERGARTEN PROGRAM USING THE MONTESSORI METHOD

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $801,577

Investment Income $0

Other Revenue $0

TOTAL REVENUE $801,577

Expense Breakdown

Grants Paid $0

Salaries & Benefits $603,739

Fundraising Expenses $0

Program Expenses $743,711

Other Expenses $139,972

TOTAL EXPENSES $743,711

Year-over-Year Comparison

	2024	2023	Change
Revenue	$801,577	$739,406	+0.1%
Expenses	$743,711	$734,518	+0.0%
Net Income	$57,866	$4,888	+10.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$100,000

Total Directors

$249,529

Key Employees

$210,765

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
PHILLIS GERMAN	DIRECTORTEACHER	Director Key Emp	$72,000	$0	$72,000
SUSAN FINAN	PRESIDENTDIRECTOR	Officer Director Key Emp	$50,000	$0	$50,000
MICHELE GANA	VICE PRESIDENTDIRECTOR	Officer Director Key Emp	$50,000	$0	$50,000
BARBARA WATERS	DIRECTORTEACHER	Director Key Emp	$38,765	$0	$38,765
SHARON KUKAWSKI	TEACHERDIRECTOR	Director	$38,764	$0	$38,764
GENO FINAN	SECRETARYDIRECTOR	Officer Director	$0	$0	$0
STEVE GANA	TREASURERDIRECTOR	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$801,577	$743,711	$261,288	$57,866
2024	$739,406	$734,518	$205,498	$4,888
2023	$729,168	$892,935	$212,869	$-163,767
2022	$866,720	$606,053	$367,317	$260,667
2021	$548,593	$520,794	$184,210	$27,799
2020	$479,689	$482,202	$178,188	$-2,513
2019	$505,718	$478,420	$74,412	$27,298

MIDDLETOWN MONTESSORI SCHOOL INC