NAZARETH AREA CHAMBER OF COMMERCE

EIN: 232610410

NAZARETH, PA

Total Revenue
$46,893
Total Expenses
$54,286
Total Assets
$4,614
Net Assets
$4,614
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1982
Legal Domicile
PA
Principal Officer
VANESSA SABATINE
Phone
6103491532
Tax Period
2019-01-01 to 2019-12-31

NAZARETH AREA CHAMBER OF COMMERCE, founded in 1982, is a micro nonprofit that reported $47K in total revenue in fiscal year 2019. Revenue fell 44% from the prior year — a significant decline worth monitoring. Expenses of $54K exceeded revenue, resulting in a 16% operating deficit.

Mission

TO ADVANCE AND PROMOTE THE GREATER NAZARETH, PA AREA. TO FOSTER THE ECONOMIC SUCCESS OF OUR LOCAL BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $34,040
Program Service Revenue $12,812
Investment Income $41
Other Revenue $0
TOTAL REVENUE $46,893

Expense Breakdown

Grants Paid $0
Salaries & Benefits $24,089
Fundraising Expenses $0
Other Expenses $30,197
TOTAL EXPENSES $54,286

Year-over-Year Comparison

2019 2018 Change
Revenue $46,893 $83,937 -0.4%
Expenses $54,286 $98,474 -0.4%
Net Income $-7,393 $-14,537 -0.5%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
25
Independent Members
25
Employees
3
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
1
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
VANESSA SABATINE DIRECTOR 3.00
Officer Director
$0 $0 $0
BILL SKINNER CHAIRMAN 3.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2019 $46,893 $54,286 $4,614 $-7,393
2018 $83,937 $98,474 $12,344 $-14,537
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