SNYDER-UNION-NORTHUMBERLAND HABITAT FOR HUMANITY (EIN 232672814) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

LOIS PASSI

Phone

5703742437

Tax Period

2024-07-01 to 2025-06-30

SNYDER-UNION-NORTHUMBERLAND HABITAT FOR HUMANITY, founded in 1991, is a small nonprofit in the Housing & Shelter sector that reported $249K in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year. The organization ran a surplus of $80K, a strong 32% operating margin.

Mission

BUILD/SELL HOUSES TO LOW INCOME FAMILIES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $96,924

Program Service Revenue $143,214

Investment Income $4,956

Other Revenue $4,081

TOTAL REVENUE $249,175

Expense Breakdown

Grants Paid $0

Salaries & Benefits $9,368

Fundraising Expenses $0

Program Expenses $140,258

Other Expenses $159,668

TOTAL EXPENSES $169,036

Year-over-Year Comparison

	2024	2023	Change
Revenue	$249,175	$299,819	-0.2%
Expenses	$169,036	$237,602	-0.3%
Net Income	$80,139	$62,217	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$8,780

Total Directors

$8,780

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LOIS PASSI	PRESIDENT	8.00	Officer Director	$0	$0	$0
BRENDA DOEBLER	VICE PRESIDE	8.00	Officer Director	$0	$0	$0
BEVERLY BAYER	SECRETARY	8.00	Officer Director	$0	$0	$0
J TODD TROXELL	TREASURER	8.00	Officer Director	$0	$0	$0
JULIANNE FINKBINER	DEVELOPMENT	8.00	Officer Director	$8,780	$0	$8,780
DONALD FISHER	CONSTRUCTION	2.00	Director	$0	$0	$0
BILL HAWKINS	BOARD MEMBER	2.00	Director	$0	$0	$0
JARED RUTE	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$249,175	$169,036	$1,072,886	$80,139
2024	$299,819	$237,602	$993,707	$62,217
2023	$114,706	$65,800	$937,808	$48,906
2019	$122,979	$112,264	$916,575	$10,715
2018	$417,940	$560,157	$900,382	$-142,217

SNYDER-UNION-NORTHUMBERLAND HABITAT FOR HUMANITY